IN THE HIGH COURT OF JUDICATURE AT MADRAS
J. NISHA BANU, R. SAKTHIVEL, JJ.
Reliance General Insurance Co. Ltd. – Appellant
Versus
Emayavalli W/o Late Kannan – Respondent
C.M.A. No. 2340 of 2024, C.M.P. No. 18639 of 2024, Cross Objection No. 77 of 2024
Decided On : 10-01-2025
JUDGMENT :
J. NISHA BANU, J.
1. This Civil Miscellaneous Appeal has been preferred by the Insurance Company, challenging the award dated 22.06.2022 passed in M.C.O.P.No.6 of 2020 on the file of Motor Accident Claims Tribunal, Chief Judge, Court of Small Causes, Chennai. The Cross Objection has been filed by the claimants challenging the said award dated 22.06.2022 seeking enhancement of compensation.
2. For the sake convenience, the appellant in Civil Miscellaneous Appeal is referred to as appellant and the respondents in Civil Miscellaneous Appeal is referred to as respondents in both CMA and Cross Objections.
3. The appellant is the 2nd respondent/Insurance Company in M.C.O.P.No.6 of 2020 on the file of Motor Accident Claims Tribunal, Chief Judge, Court of Small Causes, Chennai. The 1st respondent is the wife, the 2nd respondent is the daughter, the 3rd respondent is the son, the 4th respondent is the mother and the 5th respondent is the father of the deceased Kannan, who died in a road accident that took place on01.12.2019.
4. According to the claimants on 01.12.2019 at about 8.00 a.m., while the deceased was driving his own car bearing Registration No.TN- 19-P-4006 at OMR Road, Karunkuzhipallam near Vakkoil Thottam, Kancheepuram District, a Innova Car bearing Registration No.PY-01- CB-2425 which came from the opposite direction driven in a rash and negligent manner crossed the center median and dashed against the car of Mr.Kannan/deceased and due to the impact, the rider of the car bearing Registration No.TN-19-P-4006 sustained fatal injuries and died on the spot. Therefore, the 1st respondent/owner of the Innova car and the 2nd respondent/insurer of the Innova car, both are liable to pay the compensation to the claimants. They have claimed a sum of Rs.45,00,000/- as compensation.
5. The appellant/Insurance Company filed counter statement denying the averments made in the claim petition and the age, occupation, date and time of accident, dependency of the deceased and income of the deceased are all denied by the Insurance Company. The Insurance Company has also denied the manner of accident. Whether the driver of the Innova car was at fault or whether the deceased was at fault is not known and as such, the deceased would be guilty of contributory negligence. It is further stated in the counter statement that the claim petition contains plain and wild allegations and the same is devoid of merits. Hence, the claim petition is liable to be dismissed.
6. Before the Tribunal, the 1st claimant examined herself as PW1.Mr.Radhakrishnan, an eye witness to the accident was examined as PW.2 and one M.Shanmugavel was examined as PW3. Exs.P1 to P20 were marked on the side of the claimants. No witness was examined and no document was marked on the side of the Insurance Company. The 1st respondent therein, owner of Innova car, remained absent and was set exparte before the Tribunal.
7. The Tribunal, considering the pleadings, oral and documentary evidence, held that the accident occurred due to rash and negligent driving of the driver of the Innova car and directed the 1st respondent/owner of the innova car and the 2nd respondent/ /insurer of the said vehicle, to pay jointly and severally a sum of Rs.23,83,750/- as compensation to the claimants.
8. Against the said award dated 22.06.2022 made in M.C.O.P.No.6 of 2020, granting compensation to the respondents/claimants, the appellant/Insurance Company has come out with the present appeal.
9. The learned counsel appearing for the appellant/Insurance Company would contend that the Tribunal failed to note the involvement of collision of two vehicles in the middle of the road and hence, the mere registration of FIR against the insured driver is not conclusively established that the negligence is on the part of the insured driver and consequently, contributory negligence will have to be fixed on the driver of the car bearing registration No.TN-19-P-4006. He would further state the award of Rs.1,20,000/-
Negligence in road accident affirmed by evidence; compensation assessment upheld based on credible income testimony.
The court confirmed a compensation award for negligence in a fatal accident, establishing the notional income and future prospects of the deceased based on credible evidence.
The court affirmed the Tribunal's findings on negligence and compensation calculation, emphasizing the lack of evidence for contributory negligence and the appropriateness of the awarded amount.
The court confirmed that the lorry driver was solely negligent in causing the accident, dismissing contributory negligence of the deceased and upholding the compensation awarded by the Tribunal.
The court upheld the Tribunal's findings on negligence and compensation, affirming that the awarded amount was just and reasonable based on the evidence presented.
The main legal point established in the judgment is the importance of documentary evidence in determining compensation for motor accident claims, and the application of future prospects and personal ....
The court affirmed the Tribunal's decision on contributory negligence and confirmed the compensation awarded for the loss of life, applying proper legal standards regarding income assessment and futu....
Contributory negligence must be proven and cannot be inferred; the deceased was not negligent, leading to a modified compensation of Rs.23,61,250.
Insurance liability depends on driving negligence proof.
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