IN THE HIGH COURT OF JUDICATURE AT MADRAS
V.M. VELUMANI, V. SIVAGNANAM, JJ.
M/s. United India Insurance Co. Ltd., Chennai - Appellant
Versus
Latha Gajendhiran & Others - Respondent
C.M.A. No. 3564 of 2021 & C.M.P. No. 20759 of 2021
Decided On : 19-09-2022
Insurance - Motor Accident Claims - Compensation - [Motor Accident Claims] - [Section 166 of the Motor Vehicles Act, 1988, Section 168 of the Motor Vehicles Act, 1988] - The court discussed the provisions of Section 166 and Section 168 of the Motor Vehicles Act, 1988, and their interpretation in determining the compensation for the claimants. The court applied the judgments of the Hon'ble Apex Court reported in 2017 (2) TN MAC 609 (SC) [National Insurance Co. Ltd., Vs. Pranay Sethi and others] and 2009 (2) TNMAC 1 SC Supreme Court, [Sarla Verma & others Vs. Delhi Transport Corporation & another] to justify the modification of the compensation awarded by the Tribunal.
Fact of the Case:
The claimants filed a petition seeking compensation for the death of Vignesh in a motor accident. The Tribunal held the driver of the car liable and directed the appellant, an insurance company, to pay compensation. The appellant appealed against the quantum of compensation granted by the Tribunal.
Finding of the Court:
The court found that the Tribunal's fixation of the deceased's monthly income was excessive due to lack of documentary evidence. The court modified the compensation awarded by the Tribunal based on the deceased's monthly income, future prospects, and personal expenses, citing relevant judgments.
Issues: The issues revolved around the quantum of compensation awarded by the Tribunal, specifically the determination of the deceased's monthly income and the application of future prospects and personal expenses in calculating the compensation.
Ratio Decidendi: The court's decision was based on the lack of documentary evidence for the deceased's income, the application of future prospects and personal expenses, and the interpretation of relevant legal provisions and judgments.
Final Decision: The Civil Miscellaneous Appeal was partly allowed, and the compensation awarded by the Tribunal was reduced. The appellant was directed to deposit the modified award amount with interest, and the respondents were permitted to withdraw their respective shares. The appeal was dismissed as against the 3rd respondent, and the connected Miscellaneous Petition was closed.
JUDGMENT
(Prayer: This Civil Miscellaneous Appeal has been filed by the appellant / Insurance Company against the judgment and decree dated 27.04.2019, made in M.C.O.P.No.8621 of 2015, on the file of the Motor Accident Claims Tribunal, VI Court of Small Causes, Chennai.)
V.M. Velumani, J.
1. This Civil Miscellaneous Appeal has been filed by the appellant / Insurance Company against the judgment and decree dated 27.04.2019, made in M.C.O.P.No.8621 of 2015, on the file of the Motor Accident Claims Tribunal, VI Court of Small Causes, Chennai.
2. The appellant is the 3rd respondent in M.C.O.P.No.8621 of 2015, on the file of the Motor Accident Claims Tribunal, VI Court of Small Causes, Chennai. The respondents 1 to 3 / claimants filed the said claim petition, claiming a sum of Rs.1,00,00,000/- as compensation for the death of one Vignesh, who died in the accident that took place on 07.10.2015.
3. According to the respondents 1 to 3, on 07.10.2015 at about 10.30 p.m., while the deceased Vignesh was walking on the Chikkathogur road in front of Janapriya Sweet Palace, Bangalore City, Karnataka, the driver of the car bearing Registration No.KA 03 MA 8413, drove the car from the opposite direction in a rash and negligent manner, endangering public safety and dashed against the said Vignesh and caused the accident. Immediately after the accident, the said Vignesh was taken to Pralaksha Hospital, Bangalore and thereafter he was referred to Xcellent Care Hospital, Chennai. Inspite of medical treatment, the said Vignesh succumbed to injuries on 25.10.2015. Hence, the respondents 1 to 3 filed the said claim petition claiming compensation against the respondents 4, 5 and appellant.
4. The respondents 4 & 5, being the owners of the car remained exparte before the Tribunal.
5. The appellant-Insurance Company, the insurer of the car filed counter statement and denied all the averments made by the respondents 1 to 3 in the claim petition. The appellant denied the manner of accident as alleged by the respondents 1 to 3. The appellant denied the validity of vehicle records, driving license of the driver of the car and the insurance coverage of the car at the time of accident. The appellant-Insurance Company stated that the accident did not occur due to negligence of the driver of the car and the accident has occurred only due to negligent act of the deceased. The appellant denied the age, avocation and income of the deceased. In any event, the quantum of compensation claimed by the respondents 1 to 3 is highly excessive and prayed for dismissal of the claim petition as against the appellant.
6. Before the Tribunal, the 2nd respondent examined himself as P.W.1, one Rajmahandhar, eyewitness to the accident was examined as P.W.2 and 16 documents were marked as Exs.P1 to P16. The appellant did not let in any oral and documentary evidence.
7. The Tribunal considering the pleadings, oral and documentary evidence, held that the accident occurred due to rash and negligent driving by the driver of the car belonging to respondents 4 & 5 and directed the appellant, being the insurer of the car to pay a sum of Rs.41,90,000/- as compensation to the respondents 1 & 2 and dismissed the claim petition as against the 3rd respondent.
8. Questioning the quantum of compensation granted by the Tribunal in the award dated 27.04.2019, made in M.C.O.P.No.8621 of 2015, the appellant – Insurance Company has come out with the present appeal.
9. The learned counsel appearing for the appellant-Insurance Company contended that in the absence of any documentary evidence to prove the avocation and income of the deceased, the Tribunal without any basis, erroneously fixed a sum of Rs.25,000/- as monthly income of the deceased. The Tribunal ought not to have fixed more than a sum of Rs.10,000/- as monthly income of the deceased. The Tribunal erroneously granted 40% enhancement towards future prospects. After the completion of his studies, the deceased did not have employment for one year. The
The main legal point established in the judgment is the importance of documentary evidence in determining compensation for motor accident claims, and the application of future prospects and personal ....
The court has the authority to enhance compensation if it deems the awarded amount to be inadequate based on the circumstances of the case.
The main legal point established in the judgment is the determination of just and reasonable compensation for a fatal accident under the Motor Vehicles Act, considering the notional income of the dec....
The main legal point established in the judgment is the interpretation and application of legal provisions and judgments related to compensation for accidents under the Motor Vehicles Act.
The court's decision emphasized the importance of considering the deceased's notional income, age, and nature of work in determining compensation, as guided by relevant legal principles.
The court emphasized the power of the courts to grant just compensation, more than the amount claimed by the claimants, and the consideration of the deceased's qualifications and future prospects in ....
The sufficiency of evidence and the principles of compensation for loss of dependency were central to the court's decision.
The main legal point established in the judgment is the determination of liability and quantum of compensation under the Motor Vehicles Act, based on evidence of negligence and application of legal p....
The court established that future prospects and standardized deductions for personal expenses must be applied in calculating compensation for wrongful death.
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