IN THE HIGH COURT OF JUDICATURE AT MADRAS
J.NISHA BANU, R.SAKTHIVEL, JJ.
Reliance General Insurance Co. Ltd., - Appellant
Versus.
Geethanjali W/o. Bharath – Respondent
CMA NO.1202 OF 2023 AND CMP NO.11774 OF 2023
Decided on : 19-02-2025
R.SAKTHIVEL, J.
JUDGMENT :
1. Feeling aggrieved by the Award dated March 25, 2022 passed in M.C.O.P. No.2413 of 2019 on the file of the 'Motor Accidents Claims Tribunal (Chief Judge, Court of Small Causes), Chennai' ['Tribunal' for short], the second respondent therein/Insurance Company has preferred this Civil Miscellaneous Appeal.
2. For the sake of convenience, the parties will hereinafter be referred to as per their rank in the Motor Accident Claims Original Petition.
PETITIONERS' CASE
3. The first petitioner is the wife of the deceased – Bharath. Second petitioner is his minor son while 3rd and 4th petitioners are his parents. On March 17, 2019 at about 07.00 a.m., while the deceased was riding his motorcycle bearing Registration No.TN-22-BJ-2212 in South to North direction on Anna Salai, Teynampet, along with 4th petitioner in another two wheeler, a Tata Super Ace bearing Registration No.TN-31- BB-8038 driven in a rash and negligent manner coming from the opposite lane, suddenly crossed the center median and dashed against the motorcycle ridden by the deceased and due to the impact, the deceased sustained multiple injuries all over his body. Immediately, he was taken to Government Royapettah Hospital, Chennai where he was declared as 'brought dead'. At the time of accident, the deceased was aged about 31 years. He was working as Member Technical Staff, Zoho Corporation Pvt. Ltd., and was earning a sum of Rs.1,00,000/- (Rupees One Lakh only) per month. The 1st respondent is the owner and the 2nd respondent is the insurer of the said Tata Super Ace bearing Registration No.TN-31-BB- 8038. Hence, the petitioners filed the Original Petition claiming compensation of Rs.1,50,00,000/- (Rupees One Crore Fifty Lakhs only) from the respondents.
FIRST RESPONDENT'S CASE
4. The first respondent – Company is the owner of the said Tata Super Ace bearing Registration No.TN-31-BB-8038. They did not appear before the Tribunal and contest the Original Petition. Hence, they were set ex-parte by the Tribunal. SECOND RESPONDENT'S CASE
5. The second respondent – Insurance Company filed a counter merely denying all the petition averments. The age, income and occupation of the deceased were denied. It was further denied that the 1st respondent's Driver had a valid driving license and the vehicle was insured with the 2nd respondent at the time of accident. Further, the claim of the petitioners was stoutly opposed as excessive. It was contended that the petition is bad for non-joinder of necessary parties. In short, the Counter is nothing more than a formal denial, seeking for dismissal of the Claim Petition.
TRIBUNAL
6. Before the Tribunal, the 1st petitioner was examined as P.W.1, 4th petitioner, ocular witness to the accident, was examined as P.W.2, one Guru Prasad, Human Resource Manager at Zoho Corporation Pvt. Ltd., was examined as P.W.3 and Ex-P.1 to Ex-P.27 were marked on the side of the petitioners. Neither any witness was examined nor any document was marked on the side of the second respondent.
7. The Tribunal, upon hearing either side and perusing the evidence available on record, relied on Ex-P.1 – First Information Report (FIR), Ex-P.23 - Charge Sheet and the evidence of P.W.1 as well as P.W.2, who is an ocular witness to the accident, to conclude that the accident occurred due to the rash and negligent driving of the driver of the Tata Super Ace bearing Registration No.TN-31-BB-8038. Since the first respondent's Tata Super Ace was insured with the second respondent –
Insurance Company and the insurance policy was in force on the date of accident, the Tribunal held that the second respondent is liable to pay compensation to the petitioners and accordingly, awarded compensation of Rs.1,30,72,400/- (Rupees One Crore Thirty Lakhs Seventy-Two Thousand and Four Hundred only). The split up figure is as follows:
| S.No. | Head | Amount |
| 1) | Loss of income / Dependency | Rs.1,29,02,400.00 |
| 2) | Loss of Estate | Rs.15,000.00 |
| 3) | Loss of Consortium (Wife and Son) | Rs.80,000.00 |
| 4) | Loss o | |
The court adjusted the compensation for death in a motor accident, emphasizing proper income calculations and dependency, aligning with established legal principles.
Liability for motor accident compensation determined based on the driver’s negligent actions, with the court emphasizing contributory negligence principles and proper evaluation of income for compens....
The court affirmed the Tribunal's decision on contributory negligence and confirmed the compensation awarded for the loss of life, applying proper legal standards regarding income assessment and futu....
The court affirmed the Tribunal's findings on negligence and compensation calculation, emphasizing the lack of evidence for contributory negligence and the appropriateness of the awarded amount.
The court upheld the Tribunal's award of compensation for a fatal motorcycle accident, affirming findings of negligence and the calculation method used for compensation.
The insurance company remains liable for compensation even when the deceased's negligence is alleged, unless proven otherwise through admissible evidence.
The court affirmed the Tribunal's findings of negligence by the respondent's driver, modified the compensation to Rs.21,10,000/-, and established principles regarding accident liability and notional ....
Contributory negligence must be proven and cannot be inferred; the deceased was not negligent, leading to a modified compensation of Rs.23,61,250.
The court enhanced the compensation for death in a motor accident, establishing the deceased's notional income and confirming the negligence of the Lorry driver.
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