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2023 Supreme(All) 2567

IN THE HIGH COURT OF ALLAHABAD
ALOK MATHUR, J.
The National Insurance Co. Ltd. - Appellant
Versus
Smt. Aisha Bibi And Others - Respondents
FIRST APPEAL FROM ORDER NO. - 504 OF 2001.
Decided On : 23-01-2023

Advocates appeared:
For the Appellant :R.C.Sharma, Advocate.
For the Respondent:Alok Kirti Mishra, Narendra Pratap Mishra, Advocates.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 2(21), 2(35), 2(47), 10(2) - Claim for compensation due to accident - Tribunal found that negligent driving caused injury and death; driver lacked valid commercial license for commercial vehicle - Court held that the Insurance Company is liable to pay unless it is proven the vehicle was used for commercial purposes; evidence insufficient to support commercial use claim. (Paras 8, 15, 16)

(B) Liability - The court reinforced that the insurer can only be absolved if it conclusively shows the vehicle was used commercially at the accident time. (Paras 14, 16)

Facts of the case:
On 13.8.1999, the deceased was involved in a fatal accident caused by a jeep negligently driven. Injuries led to death a few days later. The deceased was 32, survived by a family who depended on him. The insurance was valid at the time of the accident.

Findings of Court:
The Insurance Company is liable for compensation due to insufficient evidence proving the vehicle’s commercial use at the accident time.

Issues: Whether there was sufficient evidence to establish the involvement of the jeep and the commercial use claim.

Ratio Decidendi: The court clarified that the light motor vehicle license suffices for commercial vehicle driving unless specifically required otherwise, thus holding the Insurance Company liable.

Result: Appeal dismissed.

Table of Content
1. details surrounding the accident and injuries. (Para 3 , 4 , 5 , 6)
2. arguments regarding the evidence of the accident. (Para 7 , 8 , 11)
3. involvement of the vehicle and driving license issues. (Para 9 , 10 , 12 , 16)
4. legal interpretation regarding vehicle classifications. (Para 13)
5. liability of the insurance company based on vehicle use. (Para 14 , 15)
6. conclusion of the appeal and order for payment. (Para 17 , 18)

JUDGMENT

Alok Mathur, J.

Heard Sri R. C. Sharma, learned counsel for the appellant as well as learned counsel for the respondents.

2. This is first appeal preferred against the judgement and order dated 23.7.2001 whereby the claim preferred by the respondents has been allowed.

3. The brief conspectus of facts is that on 13.8.1999 at 3.30 p.m. the deceased Mohd. Akhtar Khan along with Mr. Rafatullah was proceeding through Allahabad - Faizabad Road by scooter having registration No.U.P. D.N.K. 8007 near Payagipur Crossing at P.S. Kotwali Nagar when one jeep having registration No.U.P. 44A/5939 which was being rashly and negligently driven hit the scooter from the front. The result of the said accident was that the deceased and Mr. Rafatullah both fell down and were rushed to the hospital. Mr. Mohd. Akhtar Khan was seriously injured while Mr. Rafatullah was also seriously injured where his right hand was fractured and leg was also injured. Injured Akhtar Khan was referred to Lucknow on 14.8.1999 and was admitted in Gandhi Memorial and Associated Hospitals, K.G.M.U., Lucknow where he succumbed to his injuries on 18.8.1999.

4. The deceased was 32 years of age at the time of the incident and was survived by his wife, one son and one daughter, who were dependent upon him. It is submitted that he worked at a motor spare parts shop. The jeep was insured by National Insurance Corporation Ltd., branch Sultanpur and the duration of the insurance was from 30.6.1999 to 29.6.2000. The jeep was being driven by one Mahendra Narain Gupta, who on the date of the accident had valid license from 6.12.1996 to 31.7.2007. With regard to the same incident a first information report was also lodged by one Abdul Jabbar Khan on 21.8.1999.

5. The motor accidents Claims Tribunal had formulated five points for determination and returned a finding that the deceased and Sri Rafatullah were involved in the incident on 13.8.199 at 3.30 p.m. on Allahabad Faizabad National Highway when the jeep No. UP 44A/5939 hit the scooter driven by the deceased bearing registration No. DNK 8007 where the deceased received very serious injuries and succumbed to the same on 18.8.1999.

6. Statement of Abdul Jabbar Khan, father of the deceased, was recorded as P.W.-1, who stated that age of the deceased at the time of the incident was 32 years. He has further stated that the on receiving information about the accident he reached the site and Mohd. Akhtar died on 18.8.1999 after having been referred to Gandhi Memorial and Associated Hospitals, Lucknow. Autopsy report was also submitted as evidence including the injuries caused to the deceased in the said incident. The death book relating to the treatment given to the deceased by the Gandhi Memorial and Associated Hospitals, Lucknow was also produced in evidence, which proved that the death of the deceased was caused due to the accident. It was also recorded that with regard to the same incident an F.I.R. bearing Case Crime No.702/1999 under Sections 279 , 338, 304 A IPC was lodged in Kotwali Nagar, which also proved the said incident.

7. The Appellant has urged two grounds assailing the order of the Tribunal. The first is that Mr. Rafatullah in his deposition had stated that someone had put a note in the pocket with regard to the registration number of the jeep and only on the basis of the said note the jeep has been identified. It has been submitted that there was no independent and conclusive proof that the said accident was caused by the said jeep No.UP44A 5939 and, hence, in absence of any cog

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