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2023 Supreme(All) 2162

IN THE HIGH COURT OF ALLAHABAD
JASPREET SINGH, J.
National Insurance Co. Ltd. - Appellant
Versus
Smt. Anita Singh and Others - Respondents
FIRST APPEAL FROM ORDER NO. 279 OF 1998.
Decided On : 13-10-2023

Advocates appeared:
For the Appellant : R.C.Sharma.
For the Respondent: K.C.Mehta,Anil Kumar Srivastava,B.D.Singh,Kapil Muni Dubey,M.O.Tipathi,P.P.S.Chauhan,R.A.Mishra,R.S.Pandey,S.C.

A vehicle's overload does not equate to contributory negligence without direct evidence linking it to the accident. Liability can be wholly assigned based on the principle of primary negligence.

Headnote:(A) Motor Vehicles Act, 1988 - Contributory negligence - Claim for compensation arising from vehicle collision - The court affirmed that both the truck and jeep drivers hold partial liability. It ruled that mere overloading of the jeep does not entail contributory negligence without evidence of its impact on the accident. (Paras 10, 12, 16)

(B) Insurance Liability - The tribunal's decision to split liability equally among insurers was overturned; the insurance company of the jeep is held liable for the entire compensation. (Paras 18, 21)

Facts of the case:
The appeals arose from a collision on 19.8.1995 involving a jeep and a truck, resulting in the deaths of two occupants of the jeep, leading to compensation claims by their legal heirs. (Paras 2, 4)

Findings of Court:
The court determined that the negligence of the truck driver was the primary cause of the accident, but noted the jeep was overloaded. The final ruling modified liability to rest entirely on the insurance of the truck insurer. (Paras 18, 21)

Issues: The main issues included the extent of negligence attributable to both vehicles and whether the jeep's overload constituted contributory negligence. (Paras 10, 16)

Ratio Decidendi: The court held that a violation regarding passenger capacity alone does not establish contributory negligence unless connected to the accident's cause. Evidence demonstrated the truck's sole negligence was the accident's cause. (Paras 16, 18)

Result: The appeals are partly allowed; the entire award is to be indemnified by one insurance company. (Para 18)

Table of Content
1. details of the accident and claims (Para 1 , 2 , 3 , 4 , 5)
2. tribunal's findings on negligence (Para 6 , 7 , 8 , 9)
3. arguments by the insurance companies (Para 10 , 11 , 12)
4. court's analysis of negligence (Para 13 , 14 , 15 , 16 , 17)
5. final ruling and order (Para 18 , 19 , 20 , 21 , 22)

JUDGMENT

Jaspreet Singh, J.

This is a batch of two appeals filed by the legal heirs of deceased Akhilesh Yadav and Ajit Kumar Singh, who died in an accident on 19.8.1995, which was caused on account of a collision between a jeep bearing no. MGR 867 and a truck bearing No. UPX 6457.

2. The legal heirs of deceased Akhilesh Yadav had filed C.P. No. 153 of 1995, which was allowed and it has given rise to F.A.F.O. No. 283 of 1998 whereas legal heirs of other deceased namely Ajit Kumar Singh had filed C.P. NO. 279 of 1995, which was also allowed and it has given rise to F.A.F.O. No. 279 of 1998. Since the claim petitions arise out of the same accident and similar questions of law and fact are involved, accordingly both the appeals have been connected and were heard together.

3. Both the appeals have been preferred by the National Insurance Company Limited, who is the insurer of the Jeep bearing No. MGR 0867 and two deceased namely, Akhilesh Yadav and Ajit Kumar Singh were the occupants of the said jeep. In order to appreciate the controversy involved in the present two appeals certain brief facts are being noticed hereinafter, which will be beneficial for adjudicating the issue raised by the counsel for the appellant.

4. The record indicates that on 19.8.1995 both Akhilesh Yadav and Ajit Kumar Singh were travelling in a jeep bearing No. MGR 0867. While the said jeep had reached near Katehari Bazar a truck bearing no. UPX 6457, which was being driven rashly and negligently came on the wrong side of the road and consequently hit the jeep from the front as a result both Akhilesh Yadav and Ajit Kumar Singh sustained injuries. They were taken to the District Hospital where they were pronounced dead. It is in the aforesaid context that the heirs of Akhilesh Yadav preferred C.P. No. 153 of 1995 whereas the legal heirs of Ajit Kumar Singh filed C.P. No. 126 of 1995.

5. Both the claim petitions came to be contested and though the owner and driver of the jeep had filed his written statement so also the owner and driver of the truck had also filed a separate written statement whereas the National Insurance Company Limited being the insurer of jeep filed its separate written statement and insurer of the truck namely United India Insurance Company Limited filed its separate written statement. The defence as taken by the owner/driver of the two offending vehicles stated that it was on account of the negligence of the Jeep driver that the accident occurred whereas the contention of the owner and driver of the jeep was that it was the truck who was rash and negligent. Thus it would be seen that both the offending vehicles tried to put the blame on the other. Both the insurance companies who had insured the truck as well as jeep respectively took the general defence that unless and until the vehicle is found to be plying as per the policy conditions and the driver concerned had valid and subsisting licence and other documents till then the insurance company could not be made liable.

6. Upon exchange of pleadings, the tribunal framed five issues. It will also be relevant to notice that it is only the claimants who entered into the witness box to depose and substantiate their respective claims. However, no witness was examined on behalf of either the Jeep owner or the truck owner or driver. No witness was also produced on behalf of the insurance companies.

7. In the aforesaid backdrop, the tribunal after considering the evidence led on behalf of the claimants including the testimony of PW-2 Khursheed Ahmad found that it was on account of rash and negligent driving of the truck driver UPX 6457, which was primarily responsible for the accident as it

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