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IN THE HIGH COURT OF JUDICATURE AT BOMBAY
BHARATI DANGRE, MANJUSHA DESHPANDE
Subodh C. Korde – Appellant
Versus
Union of India, Through Ministry of Finance, Mumbai And Ministry of Communications, Department of Telecommunications, New Delhi – Respondent
JUDGMENT :
Bharati Dangre, J.
1. The Petitioner, a freelancer in Business Consultancy, has approached this Court stating that he is a victim of Cyber fraud and a sum of Rs. 38,04,000/- was unauthorizedly withdrawn from his two bank accounts maintained with HDFC Bank Ltd., in a time gap of 41 minutes. According to the Petitioner, he was defrauded by the online unauthorized withdrawals, the transactions being permitted by the Bank and his grievance is, the HDFC Bank has refused to reverse the amount to his account, which according to him is in complete breach of applicable directions /guidelines issued by the Reserve Bank of India (“RBI”). According to the Petitioner, his monies were unauthorizedly transferred to the account/s held by the fraudsters in ICICI Bank, who despite timely intimation in that behalf refused to take steps for preventing withdrawal/further transfer.
2. The Petition has impleaded the Union of India through the Ministry of Finance, and Ministry of Communications as Respondent No.1, with the Reserve Bank of India through the Governor, being impleaded as Respondent No.2, whereas the HDFC Bank Limited and ICICI Bank Ltd through their Managing Directors are impleaded a
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