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2025 Supreme(Cal) 785

IN THE HIGH COURT AT CALCUTTA
ANANYA BANDYOPADHYAY, J.
Goutam Chandra Dey @ Goutam Dey – Petitioner 
Versus 
The Punjab National Bank & Ors.- Respondents
W.P.A. 1340 of 2018
Decided On : 24-10-2025

Advocates Appeared:
For the Petitioner: Mr. Manab Ranjan Sarbadhikari
For the Respondent: Ms. Urmi Sengupta

Disciplinary removal does not forfeit pension entitlement due to regulatory amendments; dual punishment is against principles of fairness.

Headnote:(A) Constitution of India - Articles 12, 14, 21, and 300A - Punjab National Bank (Employees’) Pension Regulations, 1995 - Amendment regarding forfeiture of pension upon removal from service - The disciplinary proceedings against the petitioner were conducted under the Bank's regulations, resulting in removal from service for misconduct affecting financial integrity. The court found that the amendment of pension regulations carried retrospective effect, entitling the petitioner to pension benefits despite dismissal. (Paras 4, 10, 34, 38)

(B) Service Jurisprudence - Proportionality and fairness in disciplinary actions - The court highlighted that dual deprivation of employment and pension constituted double punishment, contradicting principles of fairness. (Paras 11, 34)

(C) Res Judicata - The petitioner had previously accepted a settlement regarding terminal dues and thus was precluded from re-litigating the dismissal order. The principle of estoppel was found to apply. (Paras 15, 27, 35) (

Facts of the case:
The petitioner was dismissed from the Punjab National Bank following a disciplinary inquiry concluding misconduct related to financial irregularities. The inquiry was contested, but subsequent review appeals were dismissed. The petitioner sought retrial and pension benefits, citing amended regulations which theoretically entitled him to pension despite removal. (Paras 1-5, 10)

Findings of Court:
The court found that the adverse actions taken against the petitioner were disproportionate, suggesting a lack of just procedure under the applicable regulations. Further actions by the bank were deemed unnecessarily punitive. (Paras 10-11, 34)

Issues: Whether the petitioner was entitled to pension after removal from service and if the disciplinary actions were fair under statutory provisions. (Paras 25, 34)

Ratio Decidendi: The court affirmed that the amendments to pension regulations provided for entitlement despite removal, emphasizing a duty to harmonize statutory provisions with employees’ rights, while emphasizing the need for fair inquiry processes. (Paras 10, 34)

Result: The writ petition was disposed of, allowing for potential compassionate allowance subject to a representation to be filed by the petitioner. No costs were awarded. (Paras 39, 40)

Table of Content
1. disciplinary removal and relief seeking. (Para 1 , 2 , 3 , 4 , 5 , 6)
2. arguments on pension rights and consequences. (Para 7 , 8 , 9 , 10 , 11 , 12 , 13 , 14)
3. contentions by the parties and decisions made. (Para 15 , 16 , 18 , 19 , 20 , 21 , 22 , 24 , 25 , 26)
4. ratio on pension denial post removal. (Para 28 , 29 , 31 , 33 , 34)
5. final order on writ petition. (Para 39 , 40 , 41)

JUDGMENT :

ANANYA BANDYOPADHYAY, J.

1. The petitioner through the instant writ petition expressing grievance assailed the disciplinary order dated 27.10.2014, the appellate order dated 25.03.2015 and the reviewing order dated 30.09.2015 whereby he was removed from service of the Punjab National Bank. Consequential relief is sought for grant of retiral benefits, including leave encashment and pension in terms of the Bipartite Settlement and the Bank Employees’ Pension Regulation, 1995.

2. The facts revealed the petitioner was appointed on 10.12.1984 as Manager- cum-Clerk-cum-Cashier in the respondent Bank, a Public Sector Undertaking, which by reason of majority Government shareholding constituted “State” within the meaning of Article 12 of the Constitution of India. His services were confirmed and upon promotion, he was posted as Incumbent-in-Charge of the Talai Branch, District- Murshidabad on 17.11.2011. The petitioner asserted that he was the sole functionary of the branch discharging multifarious responsibilities in the absence of support staff and was constrained to follow the practices of his predecessor no specific guidelines having been furnished by the superior authority.

3. On 14.02.2014, a charge-sheet was issued alleging several acts of misconduct. Certain charges were not proved while others were partly substantiated. The Enquiry Officer submitted his final report on 09.09.2014. The disciplinary authority, upon consideration of the materials, imposed the major penalty of removal from service without disqualification for future employment by order dated 27.10.2014 under Regulation 4(i) of the PENSION REGULATIONS .

4. The petitioner’s departmental appeal dated 26.11.2014 was dismissed on 25.03.2015. A supplementary appeal was not entertained and the petitioner was advised to pursue a review. He accordingly preferred review petitions dated 23.07.2015 and 14.08.2015 respectively which were rejected by order dated 30.09.2015.

5. On 19.11.2015, the petitioner thereafter issued a demand for justice seeking disbursement of retiral dues including provident fund, gratuity and pension. His grievance led to institution of W.P. No.30297(W) of 2015 which was disposed of by order dated 03.02.2016 upon a consensus between the parties, in terms of the said order, the Bank adjusted certain recoverable dues and disbursed an amount of Rs.71,643/- by demand draft dated 22.02.2016 towards gratuity.

6. Despite such adjustment, the petitioner continued to represent to the authorities relying, inter alia, on a certificate of appreciation dated 15.05.2012 issued by the Field General Manager contending his subsequent liability towards personal loans was wrongfully treated as unauthorized. Repeated representations dated 21.04.2017, 31.07.2017 and 05.09.2017 were submitted praying for reconsideration of the order of removal and for grant of pensionary benefits as per Bank Employees’ PENSION REGULATIONS , 1995, but the authorities remained unmoved.

7. The petitioner averred that had the Bank raised the alleged claims earlier, he would have been in a position to disprove the charges forming the basis of his removal. It was further urged that the respondent authorities had willfully failed to comply with the directions contained in the order of the Co- ordinate Bench dated 03.02.2016, thereby amounting to Contempt of Court. According to the petitioner, the inaction of the Bank occasioned a recurring and fresh cause of action for invoking the writ jurisdiction of this Court.

8. The Learned Advocate representing the petitioner asserted certain expenditures i

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