ORDER

Subhash Chandra, Presiding Member—This review petition filed under section 21(b) of the Consumer Protection Act, 1986 (in short, the ‘Act’) assails the order of the State Consumer Dispute Redressal Commission, West Bengal (in short, ‘State Commission’) in First Appeal No. 1195 of 2013 dated 08.10.2013 dismissing the appeal against the order of the District Forum, Barasat, North 24 Parganas (in short, ‘District Forum’) dated 08.10.2013 in Complaint No. 258 of 2013.

2. In brief, the facts of the case are that the respondent approached the petitioner who is a company under the Companies Act, 1956 engaged in the business of providing loans against the pledge of gold ornaments at its Sodepur branch office, District North 24 Parganas and obtained a loan of Rs 3,50,980/- by pledging various gold ornaments weighing 366.8 gms (gross, including stones)/net 308.31 gms on different dates between 03.07.2009 and 10.07.2009. The terms and conditions of the said loan required full repayment on or before 12 months failing which the pledged items would be sold by auction. As no repayment was done by August 2010 registered auction notices were issued on 18.02.2011 and 21.02.2011 which were retu