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R. K. AGRAWAL, S. M. KANTIKAR
Royal Sundaram Alliance Insurance Co. Ltd. – Appellant
Versus
S. K. Samanta & Co. Pvt. Ltd. – Respondent
ORDER
R.K. Agrawal, J., President—This Revision Petition, under Section 21(b) of the Consumer Protection Act, 1986, has been filed by Royal Sundaram Alliance Insurance Co. Ltd., the sole Opposite Party in the Complaint (hereinafter referred to as the Insurance Company), against the Order dated 05.09.2013, passed by the West Bengal State Consumer Disputes Redressal Commission at Kolkata (hereinafter referred to as the State Commission) in SC Case No. FA/220/12. By the Impugned Order, the State Commission has partly allowed the Appeal, preferred by the Insurance Company, and directed it to pay a sum of Rs.5,15,052/- instead of Rs.6,22,557/-, by modifying the Order dated 23.02.2011, passed by the District Consumer Disputes Redressal Commission, North 24 Parganas at Barasat (hereinafter referred to as the District Commission) in CC Case No. 43/2011. By the said Order, the District Commission had partly allowed the Complaint, filed by the Complainant, Respondent herein, and directed the Insurance Company to pay to the Complainant a sum of Rs.6,22,557/- within one month, failing which it would carry interest @ 10% p.a. till its realization, as also further sum of Rs.5000/- towards litigat
(1) Surveyors - Surveyors are appointed by the Insurance Companies and they work strictly as per the directions given and the mandate assigned to them by the Insurance Companies.(2) Independent mind ....
The Insurance Company cannot repudiate a valid claim if it failed to advise against potential policy breaches prior to the incident.
Goods Vehicle Insurance – Insured cannot be given amount beyond agreed Insured Declared Value (IDV) under Insurance Policy.
(1) Claim of Insured not been repudiated rather it has been accepted, as such various grounds raised in written reply/arguments for repudiation of the claim have to be ignored. (2) It is well settled....
(1) Survey Report - The Survey Report is an important document and cannot be ignored while settling claims.(2) Coercive practice - Complainant has not issued the Discharge Voucher of his own free wil....
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