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SHANTANU S. KEMKAR, MONIKA MALIK
Branch Manager, Punjab National Bank – Appellant
Versus
Dinesh Kumar Mishra – Respondent
ORDER
Dr. (Mrs) Monika Malik, Member—All the aforesaid appeals are taken up together as common point is involved in the matter. This order shall govern disposal of all the aforesaid appeals. For convenience facts of the case are taken from the FA No.2219/2019, unless otherwise stated.
2. FA No.2219/2019 by the opposite party no.1/appellant- Punjab National Bank (hereinafter referred to as ‘bank’) is directed against the order dated 22.10.2019 passed by the District Consumer Disputes Redressal Commission, Sagar (For short ‘District Commission’) in C.C.No.321/2018 whereby the District Commission has partly allowed the complaint filed by the complainant /respondent no.1 (hereinafter referred to as ‘complainant’).
3. Briefly put, facts of the case are that the complainant is the agriculturist. He is the owner of 2.42 hectares of agricultural land in the village Mahulkhas, Patwari Halka No.8 (old Patwari Hakla Number was 116), Rajasva Nirikshak Mandal Malthoun, Vikaskhand Malthoun, District Sagar and 3.82 hectares of agricultural land in the village Sipurkhas, Patwari Halka no.8, Rajasva Nirikshak Mandal Malthoun, Vikaskhand Malthoun, District Sagar, i.e. a total 6.24 hectares of land.
Pradhan Mantri Fasal Bima Yojna—Liability regarding crop insurance claim will lie jointly or severally with both bank and insurance company.
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
Banks under PMFBY are accountable for accurate reporting of insured details, with liability for misreporting leading to claim denials.
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