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SUBHASH CHANDRA, J. RAJENDRA
United India Insurance Co. Ltd. – Appellant
Versus
Khemisati Polysacks Pvt. Ltd. – Respondent


Counsel for the Parties:
For the Appellant:Mr. Ravi Bakshi and Ms. Sayma Feroz, Advocates (Both Through Physically)
For the Respondent:Ms. Anita Marathe, Advocate (Through Video Conferencing), Mr. Nihant Panicker, Advocate (Through Physically)

ORDER

AVM J. Rajendra, AVSM, VSM (Retd.) Member—The present First Appeal has been filed under Section 19 of the Consumer Protection Act, 1986 (hereinafter referred to as “the Act”) against the Order dated 05.08.2016 passed by the State Consumer Disputes Redressal Commission, Maharashtra (hereinafter referred to as “the State Commission”), in Consumer Complaint No. 264 of 2011, wherein the Complaint filed by the Complainant (Respondent herein) was partly allowed.

2. There was a delay of 28 days in filing the present appeal. For the reasons stated in IA/11954/2016 seeking condonation of delay, the delay is condoned.

3. For the sake of Convenience, the parties in the present Appeal being referred to as mentioned in the Complaint before the State Commission. The Complainant “Shri Khemisati Polysacks Pvt. Ltd.” is a company engaged in manufacturing High-Density Polythene (HDPE), Low-Density Polythene (LDPE) Polythene (LDPE) Polypropylene (PP) woven, and their plant is at Sivasa. “United India Insurance Company Limited is referred to as the Opposite Party or Insurer in this matter.

4. Brief relevant facts of the case are that the Complainant Company obtained two insurance policies. A Flo

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