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INDER JIT SINGH, SADHNA SHANKER
ICICI Bank Limited – Appellant
Versus
Sanwar Mal Sharma – Respondent
ORDER
Dr. Sadhna Shanker, Member.—The present two appeals have been filed under Section 19 of the Consumer Protection Act, 1986 (for short ‘the Act’) by ICICI Bank Limited and ICICI Lombard General Insurance Co. Ltd. (hereinafter referred to as the ‘bank’ and ‘insurance company’, respectively) assailing the Order dated 12.01.2017 passed by the State Consumer Disputes Redressal Commission, Rajasthan (hereinafter referred to as the ‘State Commission’) in complaint No. 15 of 2010 whereby the complaint filed by the complainants was allowed.
F.A. No. 746 of 2017
2. In FA/746/2017, ICICI Lombard General Insurance Co. Ltd. is the appellant, although there was no appearance of behalf of the appellant and a copy of the proceedings dated 19.11.2024 sent to the appellant have come back with postal remarks ‘refused’ in respect of appellant No. 1 and ‘addressee left without instructions’ in respect of appellant No. 2 and 3. In view of the same, this first appeal is dismissed for non-prosecution.
In FA/308/2017, respondents Nos. 5-7 i.e., ICICI Lombard General Insurance was placed ex-parte vide order dated 22.09.2022.
F.A. No. 308 of 2017
3. The facts, in brief, are that complainants, who are engaged
Utilization of amount deducted exclusively for obtaining Home Safe Plus Merchant Policy, for other purpose without complainants’ consent or knowledge amounts to deficiency in service on part of bank.
Non-residential use of residential property by renting it out without informing Insurance Company – Repudiation of claim is not deficient service on part of Insurance company.
(1) Burden of Proof – Burden of proof regarding delivery lies with the insurer. The Commission termed the “personal delivery without receipt” argument as untenable.(2) Unfair Trade Practice – Asking ....
Revision under Section 21(b) of Act, 1986 confers very limited jurisdiction on National Commission.
(1) Hiring of insurance policy is clearly an act for indemnifying a risk of loss/damages and there is no element of profit generation.(2) Profit is main aim of commercial purpose, but in a case where....
Policy coverage provisions should be interpreted broadly regarding tripartite agreement along with the terms of the policy and exclusion clause must be read narrowly.
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