IN THE GAUHATI HIGH COURT OF ASSAM, NAGALAND, MIZORAM & ARUNACHAL PRADESH
ROBIN PHUKAN, J.
ICICI Lombard General Insurance Company Ltd. - Appellant
Versus
Smti Gopa Das W/o Late Bhupesh Ch. Das - Respondent
MACApp. No. 77 of 2022
Decided On : 23-02-2026
| Table of Content |
|---|
| 1. accident details and victim's injuries (Para 4) |
| 2. arguments on fraud related to vehicle registration (Para 5 , 6 , 7) |
| 3. court's analysis of evidence and investigations (Para 8 , 9 , 10 , 11) |
| 4. fraudulent manipulation invalidating judgment (Para 12 , 14 , 15) |
| 5. remand and directives for investigation (Para 16 , 18 , 19 , 20) |
JUDGMENT & ORDER :
ROBIN PHUKAN, J.
Heard Mr. R. Goswami, learned counsel for the appellant. Also heard Mr. M. Khan, learned counsel for the respondent Nos. 1 and 2; Ms. D. Devi, learned counsel appearing on behalf of Mr. K.R. Patigiri, learned counsel for the respondent Nos. 3.1 to 3.4; and Ms. D.D. Barman, learned Addl. Senior Government Advocate for the respondent No. 5. None appears for the respondent No. 4.
2. This appeal, under Section 173 of the Motor Vehicles Act, 1988, is directed against the judgment and award dated 07.09.2021, passed by the learned Member, Motor Accident Claims Tribunal, Bongaigaon, in MAC Case No. 63/2016.
3. It is to be noted here that vide impugned judgment and award dated 07.09.2021, the learned Member, Motor Accident Claims Tribunal, Bongaigaon ('Tribunal', for short) has directed the appellant herein i.e. ICICI Lombard General Insurance Company Ltd. to pay a sum of Rs.26,77,358/-, being the compensation to the claimants/respondent Nos. 1 and 2 herein, with interest @ 6% per annum, from the date of filing of the claim petition, till the date of its realization.
Background facts:
4. The background facts leading to filing of the present petition is briefly stated as under:-
“On 07.07.2015, Bhupesh Chandra Das, since deceased was coming from Tuniapar market towards his home, situated at Nilibari by riding his bi-cycle. Then the driver of a motorcycle, bearing registration No.AS-19/H-0349, which was coming in rash and negligent manner, knocked down said Bhupesh Chandra Das, from behind, on the main road, near Ram Mandir, B.G. Colony. As a result, Bhupesh Chandra Das had sustained grievous injuries over his head and other part of his body and his bi-cycle also got damaged.
After the accident, Bhupesh Chandra Das was taken to Lower Assam Hospital & Research Centre, Bongaigaon. Then on being advised, he was shifted at Hayat Hospital, Odalbakra, Langanesh, Guwahati-34. But on 08.07.2015 at about 11:30, after necessary treatment, the Doctor declared him dead. Later on, the autopsy of the dead body was done at G.M.C. Guwahati.
In connection with the accident, one Joydeep Das, respondent No.2 herein, had lodged one FIR with the Officer- In-Charge on 19.08.2015, upon which Bongaigaon P.S. case No. 675/2015, u/s 279/304(A) IPC was registered against the driver of vehicle bearing registration Nо.АЅ-19/Н-0349 (Hero Glamour Motorcycle). Thereafter, investigation was carried out, which culminated in submission of charge sheet against the driver of the vehicle bearing registration Nо.АЅ-19/Н-0349.
Thereafter, the respondent No.1 and 2 herein, being the wife and son have filed a claim petition before the learned tribunal claiming compensation on account of death of Bhupesh Chandra Das. The appellant and other respondent herein had entered appearance and contested the claim petition by filing written statement.
Thereafter, vide impugned judgment and award, the learned tribunal had directed the appellant herein, i.e. ICICI Lombard General Insurance Company Ltd., to pay a sum of Rs.26,77,358/-, being the compensation to the claimants/respondent Nos. 1 and 2 herein with interest @ 6% per annum, from the date of filing of the claim petition till the date of its realization.”
5. Being aggrieved, the appellant herein, has preferred the present appeal on several grounds, specially on the ground of fraud.
Submissions:-
6. Mr. Goswami, learned counsel for the appellant, submits that immediately after the accident, the matter was reported to Bongaigaon Police Station, upon which G.D. Entry No.330, dated 07.07.2015, at 8:20 p.m., was recorded by the Officer-in-Charge of the P.S. and traffic S.I.,
Janabai WD/o Dinkarrao Ghorpade and Ors. vs. ICICI Lambord Insurance Company Limited
Bimla Devi and Ors. Vs. Himachal Road Transport Corporation and Ors.
Bhaurao Dagdu Paralkar vs. State of Maharashtra
AI
Fraud vitiates all judicial acts; a judgment obtained through fraud is void ab initio and must be set aside.
The main legal point established in the judgment is the court's authority to set aside an order obtained by fraud and the importance of proper investigation by the Insurance Company.
The insurer is liable for compensation regardless of alleged fraud concerning the insurance policy, which must be proven by the insurer.
Claims based on fabricated stories undermine the integrity of judicial proceedings, compelling courts to dismiss unfounded claims.
Point of law: There could be variety of reasons in genuine cases for delayed lodgment of FIR. Unless kith and kin of the victim are able to regain a certain level of tranquility of mind and are compo....
The Insurance Company must prove any defenses against liability, including fraud, and the insurance policy was valid at the time of the accident.
Accident claim - Since the clinching rebuttal evidence clearly demonstrates that the claimant himself was riding the bike and on account of his own negligence he sustained injuries, the claimant cann....
The claimant must establish the occurrence of an accident with corroborative evidence; reliance solely on witness testimony without supporting documentation is insufficient for compensation.
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