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2025 Supreme(Ker) 2163

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C.S. SUDHA, J.
 
The United India Insurance Co. Ltd., Represented By The Regional Manager – Appellant
Versus
Benazir, W/o. Late Jowshar and Ors. – Respondents
MACA No. 172 of 2020, MACA No. 3317 of 2020 
Decided On : 08-08-2025
 

Advocates Appeared:
For the Appellant : Smt. Deepa George
For the Respondents: Sri. Rahul Sasi, Smt. Neethu Prem.

Delays in filing compensation claims under the Motor Vehicles Act must be justified; unreasonable delays render claims stale and unentertainable.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Appeals filed by the insurer and claim petitioners against the Award of the Tribunal - The claim was filed after an 8-year delay with no justification, leading the court to hold that stale claims should not be entertained. (Paras 1, 6, 20)

(B) Compensation - The court found negligence on the part of the rider of the offending vehicle and awarded Rs.1,11,21,204/- with interest, which was contested due to the delay in filing. (Paras 6, 10)

(C) Reasonability of Claims - Court emphasized that claims must be filed within a reasonable time to maintain justice and ensure availability of evidence. (Paras 17, 20)

Facts of the case:
The deceased was killed in a road accident on 12/08/2006, and the claim petition was filed on 24/12/2014. Claim petitioners comprised the deceased's wife, mother, and brother, seeking Rs.1,50,00,000/- as compensation for the loss.

Findings of Court:
The Tribunal recognized the negligence of the rider and awarded compensation, but the High Court found the delay in filing the claim to be unreasonable.

Issues: Whether the delay in filing the claim petition is sufficient grounds for denying compensation.

Ratio Decidendi: The court ruled that the absence of a statutory period does not give leeway for indefinite delays and that claims must be timely to be just and maintainable.

Result: MACA No. 172/2020 allowed; MACA No. 3317/2020 dismissed.

Table of Content
1. appeals following a motor vehicle accident. (Para 1 , 2 , 3)
2. insurer's defense against negligence claim. (Para 4 , 5)
3. explains the rationale behind not condoning delays in staled claims. (Para 6)
4. arguments on timeliness of the claim. (Para 9 , 10 , 11 , 14)
5. judgment references on claim timeliness. (Para 12 , 13 , 15 , 17)
6. litigant responsibility and advocate's role. (Para 18 , 19)
7. court's reasoning against stale claims. (Para 20)

JUDGMENT :

These appeals have been filed under Section 173 of the MOTOR VEHICLES ACT , 1988 (the Act) by the second respondent/insurer and the claim petitioners 1, 3 and 4 respectively in O.P.(MV) No.2507/2014 on the file of the Additional Motor Accidents Claims Tribunal, Ernakualm, (the Tribunal), aggrieved by the Award dated 11/02/2019. In these appeals, the parties and the documents will be referred to as described in the original petition.

2. The claim petitioners are the wife, mother and brother of the deceased. According to the claim petitioners, on 12/08/2006 at about 09:15 p.m., while the deceased was riding motorcycle bearing registration No.KL-7/AL-6793 through Chullikkal-Thoppumpady road, motorcycle bearing registration no.KL-7/BB-7971 ridden by the first respondent in a rash and negligent manner collided with the bike of the deceased, as a result of which he sustained grievous injuries, to which he succumbed. A sum of Rs.1,50,00,000/- was claimed by the claim petitioners as compensation under various heads.

3. The first respondent/owner-cum-rider remained ex parte.

4. The second respondent/insurer filed written statement admitting the policy, but denying negligence on the part of the first respondent/rider of the offending vehicle. It was also contended that the petition was not maintainable as the claim was filed with a delay of eight years for which no reasons has been furnished.

5. Before the Tribunal, PW1 and PW2 were examined and Exts.A1 to A26 were marked on the side of the claim petitioners.No oral or documentary evidence was adduced by the respondents.

6. The Tribunal on consideration of the oral and documentary evidence and after hearing both sides, found negligence on the part of the first respondent/rider of the offending vehicle resulting in the incident and hence awarded an amount of Rs.1,11,21,204/- together with interest @ 8% per annum from the date of the petition till realisation along with proportionate costs. Aggrieved by the Award, the second respondent/insurer and the claim petitioners have come up in appeal.

7. The only point that arises for consideration in these appeals is whether there is any infirmity in the findings of the Tribunal calling for an interference by this Court.

8. Heard both sides.

9. It is submitted by the learned counsel for the second respondent/insurer relying on the dictum in National Insurance Co.Ltd. v. Jojo , 2019 (4) KLT 127 that the Tribunal grossly erred in awarding compensation, though the claim was a stale one. The accident took place on 12/08/2006. But the claim petition was filed in the year 2014 only, that is, after a period of 8 years, for which no reason(s) has been given. Hence, the Tribunal ought not to have entertained the claim petition or awarded compensation. Per contra, it is submitted by the learned counsel for the claim petitioners that in the absence of any time limit prescribed under the Act, a claim petition cannot be rejected on the ground that it is belated. It is also pointed out that there is no dispute regarding the insurance coverage or regarding the occurrence. There has been no unjust enrichment for the claim petitioners as the Tribunal has awarded interest only from the date of the claim petition. The claim petitioners can also not be accused of adopting any delaying tactics. The first claim petitioner, the wife of the deceased, was only 25 years old when she lost her husband. The third claim petitioner, her brother-in-law, was quite young at that time and also a dependent of the deceas

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