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2025 Supreme(Ker) 2229

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C.S. SUDHA, J.
 
The New India Assurance Co.Ltd. - Appellant 
Versus 
Aswin Babu, S/o. Sureshbabu - Respondent 
MACA No. 74 of 2020
Decided on : 15-07-2025
 

Advocates:
Advocate Appeared:
For the Appellant : ADV SRI.LAL K.JOSEPH
For the Respondent: ADV SRI.AVM.SALAHUDIN

Lack of a valid driving license does not automatically imply contributory negligence; evidence is required to establish such a claim.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Compensation for injuries - Appeal filed by the insurer and claim petitioner against the Tribunal's award of ₹61,55,700/-. Tribunal found the second respondent/driver negligent based on the final report from the police. The argument of contributory negligence due to a lack of valid driving licence is not substantiated as no evidence showed contribution to the accident. Court modified the award based on disability and suffering to ₹81,55,703/- with interest @ 8%. (Paras 1, 4, 6, 10, 12)

(B) Evidence - Final report as prima facie evidence of negligence under Section 166 - Once produced, the burden of proof shifts to the insurer to refute - No evidence from the insurer led to support the claim of negligence on the claim petitioner’s part. (Paras 9.1, 9.2)

Facts of the case:
The claim petitioner sustained grievous injuries from a motorcycle accident caused by a car driven negligently. He claimed ₹60,00,000/- as compensation, with the Tribunal awarding ₹61,55,700/- in compensation, which the insurance company challenged.

Findings of Court:
The Tribunal was justified in its conclusion and the absence of a driving licence does not equate to negligence by the claim petitioner without corroborating evidence.

Issues: Whether contributory negligence should apply due to the claim petitioner's lack of a valid licence and the assessment of compensation for pain and suffering.

Ratio Decidendi: The court found no basis to hold the claim petitioner liable for contributory negligence without evidence; thereby upholding the award of compensation.

Result: Appeals partially allowed, and the compensation was modified.

Table of Content
1. filing of appeals and compensation awarded. (Para 1 , 2 , 3 , 4 , 5 , 6)
2. assessment of negligence and contributory factors. (Para 7 , 8 , 9)
3. discussion on compensation amounts and related cases. (Para 10 , 11)
4. modification of compensation based on findings. (Para 12)

JUDGMENT :

C.S. SUDHA, J.

These appeals have been filed under Section 173 of the Motor Vehicles Act, 1988 (the Act) by the third respondent/insurer and the claim petitioner respectively in O.P.(MV) No.700 of 2014 on the file of the Motor Accidents Claims Tribunal, Vatakara, (the Tribunal), aggrieved by the amount of compensation granted by the Award dated 30/04/2019. The sole respondent in MACA No.74/2020 is the claim petitioner and the sole respondent in MACA No.93/2020, the third respondent/insurer in the petition. In these appeals, the parties and the documents will be referred to as described in the original petitions.

2. According to the claim petitioner, on 27/01/2013 at 10:30 a.m., while he was riding a motorcycle, car bearing registration no.KL523578 driven by the second respondent in a rash and negligent manner knocked him down, as a result of which he sustained grievous injuries. A sum of Rs.60,00,000/- was claimed as compensation under various heads.

3. The first respondent/owner and the second respondent/driver of the offending vehicle remained ex parte.

4. The third respondent/insurer filed written statement and additional written statement admitting the existence of a valid policy in respect of the offending vehicle but denied negligence on the part of the second respondent/driver. The age, occupation and income of the claim petitioner were disputed. It was also contended that the compensation claimed was quite excessive.

5. Before the Tribunal, PW1 was examined and Exts.A1 to A21 and Ext.C1 were marked on the side of the claim petitioner and Ext.B1 was marked on the side of the third respondent/insurer.

6. The Tribunal on consideration of the oral and documentary evidence and after hearing both sides, found negligence on the part of the second respondent/driver of the offending vehicle resulting in the incident and hence awarded an amount of Rs.61,55,700/- together with interest @ 9% per annum from the date of the petition till realisation along with proportionate costs. Aggrieved by the Award, the third respondent/insurer and the claim petitioner have come up in appeals.

7. The only point that arises for consideration in these appeals is whether there is any infirmity in the findings of the Tribunal calling for an interference by this Court.

8. Heard both sides

9. It was submitted by the learned counsel for the third respondent/insurer that though a contention of contributory negligence on the part of the claim petitioner was taken up in the written statement, the same has not been considered in the correct perspective by the Tribunal. The claim petitioner did not have a valid driving licence at the time of the accident which would show that he was not having the necessary skills for riding a motorcycle and hence the Tribunal ought to have found that he had also contributed to the accident in equal proportion, goes the argument.

9.1. Ext.A1 is the FIR and Ext.A2 (B1), the final report, in Crime no.116/2013, Koyilandy police station, alleging commission of offences punishable under Sections 279, 337 and 338 IPC. As per the final report, the accident occurred due to the rashness and negligence of the second respondent/driver of the car bearing registration no. KL523578. The Tribunal relying on the dictum in New India Assurance Company Ltd. v. Pazhaniammal, 2011 (3) KLT 648, held that the final report is prima facie evidence of negligence for the purpose of a claim under Section 166 of the Act; that once the final report/charge sheet is produced by the claim petitioner, the burden of proof shifts to the party who challenges the same and that it then becomes his responsibility to adduce evidence to disprove the final report. Neither the se


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