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2025 Supreme(Ker) 2242

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C.S. SUDHA, J.
National Insurance Company Ltd. - Appellant
Versus
Vimal Kumar S/o Surendran - Respondent
MACA No. 204 of 2020
Decided On : 16-07-2025

Advocates:
Advocate Appeared:
For the Appellant : Sebastian Varghese
For the Respondents: Saijo Hassan, G. Radhakrishnan, S. Remesan, S. Jathin Das, Benoj C. Augustin, P. Parvathy, Surya P. Shaji, Aathira Sunny, Manas P. Hameed, Rafeek V.K.

Negligence in vehicle accidents is established primarily by police charge sheets unless effectively rebutted by credible evidence suggesting otherwise.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Appeal by insurer against the Tribunal's award of ₹5,40,500/- for negligence resulting in an accident - Evidence led by the claim petitioner found adequate to establish negligence on the part of the second respondent/driver of the car - Findings of the Tribunal challenged based on the police charge sheet. (Paras 10-15)

(B) Evidence - Production of police charge sheet is prima facie sufficient for establishing negligence under Section 166 of the Act, unless countered by compelling oral evidence. (Paras 13-14)

Facts of the case:
On 29/10/2008, the claim petitioner was involved in an accident caused by the rash driving of a car, resulting in grievous injuries. The Tribunal awarded compensation based on the fault of the car driver.

Findings of Court:
The Tribunal erred in ignoring the police charge sheet that identified the autorickshaw driver as the negligent party.

Issues: Whether there was any infirmity in the Tribunal's award and was the finding of negligence against the car driver justified?

Ratio Decidendi: The court concluded that the evidence highlighted in the police charge sheet should not have been dismissed and ruled that the car driver's defense was sufficiently supported, reversing the Tribunal's decision.

Result: The appeal is allowed and the insurer is exonerated from liability.

Table of Content
1. claim of accident causing injury established. (Para 1 , 2 , 3)
2. negligence debated based on police reports. (Para 4 , 10 , 11)
3. final verdict reinvestigates negligence definition. (Para 8 , 9 , 15)
4. charge sheets as primary evidence of negligence. (Para 12 , 13 , 14)

JUDGMENT :

C.S. SUDHA, J.

1. This appeal under Section 173 of the Motor Vehicles Act, 1988 (the Act) has been filed by the third respondent/insurer in O.P. (MV) No.1630/2009 on the file of the Motor Accidents Claims Tribunal, Thiruvananthapuram (the Tribunal), aggrieved by the Award dated 21/05/2018. The respondents herein are the claim petitioner and respondents 1, 2 and 4 to 6 respectively in the petition. In this appeal, the parties and the documents will be referred to as described in the original petition.

2. According to the claim petitioner, on 29/10/2008 at about 04:30 p.m., while he was riding his motorcycle bearing registration No. KL-01/P-2533 through Varkala-Kallabmbalam road and when he reached near Narikallu junction, car bearing registration No. KL-16/D-7332 driven by the second respondent in a rash and negligent manner collided with autorickshaw bearing registration No.KL-02/F-4843. The second respondent lost control of his vehicle and hit his motorcycle, as a result of which he was thrown on to the road, whereby he sustained grievous injuries.

3. The first respondent/owner of the car; the second respondent/driver of the car; the fifth respondent/the current owner of the autorickshaw and the sixth respondent/driver of the autorickshaw remained ex parte.

4. The third respondent/insurer of the car filed written statement admitting the policy, but denying negligence on the part of the second respondent/driver of the car.

5. The fourth respondent, the registered owner of the autorickshaw filed written statement contending that there was no negligence on the part of the sixth respondent.

6. Before the Tribunal, PW1 to PW3 were examined and Exts.A1 to A20 were marked on the side of the claim petitioner. No oral or documentary evidence was adduced by the respondents.

7. The Tribunal on consideration of the oral and documentary evidence and after hearing both sides, found negligence on the part of the second respondent/driver of the car resulting in the incident and hence awarded an amount of Rs. 5,40,500/- together with interest @ 7% per annum from the date of the petition till the date of realisation along with proportionate costs. Aggrieved by the Award, the third respondent/insurer has come up in appeal.

8. The only point that arises for consideration in this appeal is whether there is any infirmity in the findings of the Tribunal calling for an interference by this Court.

9. Heard both sides.

10. It is submitted by the learned counsel for the third respondent/insurer that in the light of Ext.A1 FIR; A2 scene mahazar and A9 final report, the Tribunal could not have found the second respondent/driver of the car rash or negligent because the police after investigation has filed Ext.A9 final report to the effect that it was the driver of the autorickshaw, namely, the sixth respondent who was rash and negligent in driving his vehicle which resulted in the accident. The autorickshaw does not have insurance, and hence the reason why the claim petitioner has come up with a case that it was the second respondent/car driver who was responsible for the accident. In support of the argument, he relies on the dictum in New India Assurance Company Ltd. v. Pazhaniammal, 2011 (3) KHC 595 in which it has been held that the final report/charge sheet is prima facie sufficient evidence of negligence for the purpose of a claim under Section 166 of the Act. Per contra, it is submitted by the learned counsel for the claim petitioner that in the light of the testimony of PW2, which has not been discredited, the charge sheet has paled into insignificance and so the Tribunal was right in finding negligence on the part of the second respondent/driver of the car and he

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