JUDGMENT :

(Rahul Bharti, J.)

1. Through this writ petition filed under article 226 of the Constitution of India, the petitioner herein, who as a consumer under the then existing Jammu & Kashmir State Consumer Protection Act, 1987 (now repealed) had failed to convince the District Consumer Forum, Jammu as well as the appellate forum of the Jammu & Kashmir State Consumer Disputes Redressal Commission about the genuineness of his insurance claim, is seeking to upset the concurring view point of the said two consumer fora. The institution of this writ petition is of 07.06.2014.

2. The fact-line of the case needs to be set out. The petitioner, being a shopkeeper, came to secure from the respondent-United India Insurance Company Ltd. a Shopkeepers Insurance Policy no. 111802/48/06/34/00000589 dated 27.12.2006 for insurance period 29.01.2007 to 26.12.2007. The risk and the property insured there under was Fire & Allied Perils with respect to shop premises and the stock in trade of all kinds of kiryana, dry fruits, footwears, cosmetics, manyari, hosiery, crockery, edible items, watches, stationary, cigarettes, beedies, tobacco etc and the similar nature of goods pertaining to insured trade