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2022 Supreme(Mad) 3973

IN THE HIGH COURT OF JUDICATURE AT MADRAS
K. KALYANASUNDARAM, V. SIVAGNANAM, JJ.
M/s Cholamandalam MS General Insurance Company Limited – Appellant
Versus
S. Sujatha – Respondent
C.M.A. No. 2137 of 2021, C.M.P. No. 11797 of 2021
Decided On : 26-04-2022

Advocates:
Advocate Appeared:
For the Appellant : M.B. Raghavan.
For the Respondent: Ramya V. Rao.

Headnote:

Motor Accident - Fatal accident - Motor Vehicles Act 1988 - Section 173 - 2017 (2) TNMAC 609 (SC), 2018 (1) TN MAC 452 (SC) - The court discussed the negligence of the driver, the quantum of compensation, and the legal provisions related to loss of income, consortium, and love and affection. The court referred to the decisions of the Hon’ble Supreme Court in the cases of National Insurance Company Ltd. vs. Pranay Sethi and Others and Magma General Insurance Co. Ltd. vs. Nanu Ram and Others to determine the compensation.

Fact of the Case:

The case involved a fatal accident where the deceased was hit by a maxi cab in a rash and negligent manner. The claimants sought compensation, and the Tribunal awarded Rs. 1,92,25,000/- along with interest at the rate of 7.5% per annum. The appellant/Insurance Company challenged the quantum of compensation.

Finding of the Court:

The court found that the accident occurred due to the negligence of the driver of the maxi cab van. The court re-quantified the compensation, reducing the award amount to Rs. 1,02,75,000/- and allocated specific amounts to the claimants.

Issues: The main issue was the quantum of compensation awarded to the claimants, specifically related to loss of income, consortium, and love and affection.

Ratio Decidendi: The court applied the legal principles established in the cases of National Insurance Company Ltd. vs. Pranay Sethi and Others and Magma General Insurance Co. Ltd. vs. Nanu Ram and Others to determine the compensation for loss of income, consortium, and love and affection.

Final Decision: The Civil Miscellaneous Appeal was partly allowed, and the award amount was reduced to Rs. 1,02,75,000/-. Specific amounts were allocated to the claimants, and the appellant/Insurance Company was directed to deposit the modified award amount with accrued interest and costs.

JUDGMENT :

K. KALYANASUNDARAM, J.

PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act 1988 against the Judgment and Decree made in MCOP No. 503 of 2015 dated 03.12.2020 on the file of the Motor Accident Claims Tribunal, Special Sub Judge, Cuddalore.

1. This appeal is directed against the award passed by the Motor Accident Claims Tribunal, Special Sub Judge, Cuddalore made in MCOP No. 503 of 2015 dated 03.12.2020.

2. Heard Mr. M.B. Raghavan, learned counsel appearing for the appellant/Insurance Company and Mrs. Ramya V. Rao, learned counsel appearing for the respondents/ claimants and perused the materials available on record.

3. The facts in nutshell:

    This is the case of fatal accident. On 30.08.2014 at about 08.30 hours, when the deceased Senthil was riding his Yamaha Libero Motorcycle bearing Reg. No. 31-F-5848 on Imperial Road, opposite to Chakralaya Motors, Cuddalore, a Maxi Cab bearing Reg. No. TN-21-C-1026, which was coming from the opposite direction in a rash and negligent manner, hit against the deceased. Even though he was taken to Government Head Quarters Hospital, Cuddalore, he succumbed to the injuries on the same day. The respondents 1 to 3 filed the claim petition seeking compensation of Rs. 2,50,00,000/-. The first claimant is the wife and the claimants 2 and 3 are the children of the deceased Senthil. The fifth respondent is the mother of the deceased. During the pendency of the appeal, the father of the deceased died. According to the claimants, the deceased Senthil died at the age of 35 years and he was working Bosun (Officer in Ship Managng Deck crew) and drawing a sum of Rs. 1,00,000/- per month. Hence, the owner as well as insurer of the Maxi Cab are liable to pay compensation.

4. The claim was resisted by the appellant/Insurance Company by filing a detained counter disputing and denying the allegations made in the claim petition.

5. During the Trial, the parties adduced oral and documentary evidence. After analyzing the evidence adduced by the parties, the Tribunal came to the conclusion that the accident occurred due to the negligence of the driver of the maxi cab van and awarded compensation of Rs. 1,92,25,000/- along with interest at the rate of 7.5% per annum. Questioning the same, the present appeal has been filed.

6. The learned counsel appearing for the appellant/Insurance Company would urge that though the claimants have pleaded in the claim petition that the deceased was earning Rs. 1,00,000/- per month, but no material is available to show that the income was received by the claimants. According to the learned counsel, PW-1 has admitted in her evidence that her deceased husband has deposited the earning in her account and if the average amount received from the deceased is taken, it would be Rs. 33,774/- per month, hence, the notional income fixed by the Tribunal as Rs. 1,00,000/- per month is liable to be set aside.

7. Per contra, the learned counsel appearing for the respondents/claimants would submit that the claimants have produced the receipts for payment of salary, but there is no supporting documents to show that those amounts were credited to the account of the deceased, nor the said amount was received by the claimants. It is the submission of the learned counsel that the amount awarded by the Tribunal is reasonable and no interference is required by this Court.

8. We have considered the rival submission of both the learned counsels and perused the materials available on record.

9. In this appeal, the appellant/Insurance Company have not disputed the finding on negligence, but they are questioning the quantum of compensation awarded in favour of the claimants.

10. Perusal of the bank statements of PW-1, which were marked as Exs.P.69 and 74, would reveal that the deceased had deposited money in the account of PW-1 from the year 2008 to 2014. The amount varies from

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