Back
IN THE HIGH COURT OF JUDICATURE AT MADRAS
S.SOUNTHAR
New India Assurance Company Ltd – Appellant
Versus
S.Sumathy – Respondent
| Table of Content |
|---|
| 1. entitlement of compensation based on crop damage assessment. (Para 1 , 2) |
| 2. responsibilities and negligence in the insurance claim process. (Para 3 , 5) |
| 3. court's analysis on claim settlement and factual discrepancies. (Para 4 , 6 , 8) |
| 4. key provisions of pmfby operational guidelines and liability. (Para 9 , 10 , 11) |
| 5. judicial understanding of pmfby's objectives and farmers' rights. (Para 12 , 13) |
| 6. discretionary jurisdiction of writ and affirmed award. (Para 14 , 15) |
| 7. final directions for payment and potential recovery. (Para 16 , 17 , 18) |
ORDER :
S.SOUNTHAR, J.
The Writ Petition is filed challenging the award passed by the 3rd respondent directing the petitioner to pay a sum of Rs.1,28,575/- to the 1st respondent herein towards crop damage suffered by her in respect of crops raised by her in Veppankadu Ukkadai Village during the Rabi season of the year 2018-2019, which was covered by petitioner's insurance scheme under Pradhan Mantri Fasal Bima Yojana (hereinafter referred to as 'PMFBY' for brevity).
2. The 1st respondent is a non-loanee farmer, insured her crop raised in the Village of Veppankadu Ukkadai through the 2nd respondent, Nambivayal Primary Agricultura
Insurance companies must ensure accurate data entry by Nodal Banks, as misreporting negatively affects farmers' compensation claims. Competence of grievance mechanisms does not absolve insurers of li....
The Nodal Bank is responsible for accurate data submission in crop insurance claims, and errors leading to compensation discrepancies must be rectified by the bank.
Nodal Banks are liable for misreporting in crop insurance applications, impacting farmer compensation; courts can enforce decisions despite available grievance mechanisms.
Banks under PMFBY are accountable for accurate reporting of insured details, with liability for misreporting leading to claim denials.
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers
Please visit our Training & Support
Center or Contact Us for assistance
Scan Me!
India’s Legal research and Law Firm App, Download now!
For Daily Legal Updates, Join us on :
Back to top
