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RAVISHANKAR, SUNITA C. BAGEWADI
Manager Pragathi Krishna Gramin Bank – Appellant
Versus
Tayavva W/o Basappa Gulagannavar – Respondent
ORDER
Sunita C. Bagewadi, Member—The Appellant/OP-1 filed these eleven (11) appeals being aggrieved by the order dated 21.05.2018 passed by Koppal District Consumer Commission in C.C.No.69/2017 to 79/2017 respectively which allowed the complaints filed by the complainants.
2. The brief facts of the cases are that, all the complainants have alleged that they have availed a crop insurance policy during the year 2016-2017 under “Pradhan Mantri Fasal Bhima Yojana” from Opposite Party No.2 through the Opposite Party No.1 bank for Maize crop on the date and receipt shown in Col.No.5 and has paid the premium as shown in Col. No.6. All the complainants have paid the premiums as per their sowing area in their lands. During that year there was shortfall in the yield of crop due to scanty rainfall. The Opposite Party No.1 received the crop insurance premium from these complainants on different dates for Maize crop and after entering the data into the computer, they have approved the same and also they sent the premium to the Opposite Party No.2 insurance company. But the Opposite Party No
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
Banks under PMFBY are accountable for accurate reporting of insured details, with liability for misreporting leading to claim denials.
Farmers cannot be denied insurance claims due to clerical errors by the implementing bank; responsibility lies with the bank to ensure accurate data entry as per scheme guidelines.
Insurance companies must ensure accurate data entry by Nodal Banks, as misreporting negatively affects farmers' compensation claims. Competence of grievance mechanisms does not absolve insurers of li....
The Nodal Bank is responsible for accurate data submission in crop insurance claims, and errors leading to compensation discrepancies must be rectified by the bank.
Nodal Banks are liable for misreporting in crop insurance applications, impacting farmer compensation; courts can enforce decisions despite available grievance mechanisms.
The rejection of claims by the insurance company was found to be discriminatory, arbitrary, and in violation of Article 14 of the Constitution of India. The State Government was held responsible for ....
Insurers are not liable for claims if the insured fails to comply with notification requirements stipulated in the policy, as timely notification is essential to uphold contractual obligations.
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