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IN THE HIGH COURT OF JUDICATURE FOR RAJASTHAN AT JODHPUR
KULDEEP MATHUR
Purna Ram S/o Tulichha Ram – Appellant
Versus
Union Of India – Respondent
Order
Introduction
1. The instant batch of writ petitions has been filed by two sets of petitioners, i.e., farmers of Patwar Area Kamediya, District Nagaur, and the Nagaur Central Cooperative Bank Ltd. (hereinafter referred to as “the Co-operative Bank”).
2. The petitioners–farmers seek a direction to the respondent Co-operative Bank to comply with the directions contained in the order dated 09.10.2024 passed by the High Level Committee constituted by the Ministry of Agriculture & Farmers’ Welfare, Department of Agriculture and Farmers Welfare and Cooperation, and to disburse the insurance claim amount in their favour. Whereas the Co-operative Bank seeks quashing of the said order dated 09.10.2024 of the High Level Committee.
Facts of the Case
3. In a nutshell, the controversy involved in these matters is that the petitioners–farmers, who are members of Cooperative Gram Seva Sahkari Samiti Ltd., Kamediya, District Nagaur (hereinafter referred to as “the Cooperative Society”), which is affiliated with the Nagaur Central Cooperative Bank Ltd. (hereinafter referred to as “the Co-operative Bank”), had opted for the Kharif 2020 crop insurance policy, which was implemented under the Pradhan M
Farmers cannot be denied insurance claims due to clerical errors by the implementing bank; responsibility lies with the bank to ensure accurate data entry as per scheme guidelines.
Banks under PMFBY are accountable for accurate reporting of insured details, with liability for misreporting leading to claim denials.
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
Nodal Banks are liable for misreporting in crop insurance applications, impacting farmer compensation; courts can enforce decisions despite available grievance mechanisms.
The Nodal Bank is responsible for accurate data submission in crop insurance claims, and errors leading to compensation discrepancies must be rectified by the bank.
Insurance companies must ensure accurate data entry by Nodal Banks, as misreporting negatively affects farmers' compensation claims. Competence of grievance mechanisms does not absolve insurers of li....
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
The rejection of claims by the insurance company was found to be discriminatory, arbitrary, and in violation of Article 14 of the Constitution of India. The State Government was held responsible for ....
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