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IN THE HIGH COURT OF JUDICATURE FOR RAJASTHAN AT JODHPUR
KULDEEP MATHUR
Purna Ram S/o Tulichha Ram – Appellant
Versus
Union Of India – Respondent
| Table of Content |
|---|
| 1. writ petitions filed by farmers and cooperative bank. (Para 1 , 2) |
| 2. farmers' crop loss and insurance claim issues. (Para 3 , 4 , 5 , 6 , 9) |
| 3. arguments for farmers showcasing bank's error. (Para 10 , 11 , 12 , 13 , 14 , 15) |
| 4. counterarguments from the cooperative bank regarding responsibility. (Para 16 , 17 , 18 , 19 , 20) |
| 5. court's acknowledgment of farmers' rightful claims. (Para 22 , 23 , 24) |
| 6. explanation of legal provisions and scheme objectives. (Para 25 , 26 , 27 , 28) |
| 7. bank's responsibility and failure in data handling. (Para 29 , 30) |
| 8. court's view on the impact of errors on farmers. (Para 31 , 32 , 33) |
| 9. court’s directive to cooperate bank to comply with orders. (Para 34 , 35 , 36 , 37 , 38) |
Order
Introduction
1. The instant batch of writ petitions has been filed by two sets of petitioners, i.e., farmers of Patwar Area Kamediya, District Nagaur, and the Nagaur Central Cooperative Bank Ltd. (hereinafter referred to as “the Co-operative Bank”).
2. The petitioners–farmers seek a direction to the respondent Co-operative Bank to comply with the directions contained in the order dated 09.10.2024 passed by the High Level Committee constituted by the Ministry of
Farmers cannot be denied insurance claims due to clerical errors by the implementing bank; responsibility lies with the bank to ensure accurate data entry as per scheme guidelines.
Banks under PMFBY are accountable for accurate reporting of insured details, with liability for misreporting leading to claim denials.
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
Nodal Banks are liable for misreporting in crop insurance applications, impacting farmer compensation; courts can enforce decisions despite available grievance mechanisms.
The Nodal Bank is responsible for accurate data submission in crop insurance claims, and errors leading to compensation discrepancies must be rectified by the bank.
Insurance companies must ensure accurate data entry by Nodal Banks, as misreporting negatively affects farmers' compensation claims. Competence of grievance mechanisms does not absolve insurers of li....
Mistake in Data - For the mistake in data, Appellant Bank is liable for compensation.
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