JUDGMENT :

1. The instant writ petition has been filed by the Life Insurance of India (herein-after referred to as “L.I.C.”), challenging the impugned judgement and award dated 15.02.2016, whereby the Permanent Lok Adalat (herein-after referred to as “P.L.A.”) has allowed the claim made by respondent No. 2 directing the L.I.C. to pay to the claimant-respondent a sum of Rs. 14,00,000/-(rupees fourteen lacs only) along with interest @ 9% per anum as covered by the Insurance Policy held by the insured, who was real brother of the claimant-respondent.

2. In short compass, the facts of the case, as pleaded in the writ petition, are that Thakur Prasad Singh, the brother of respondent No. 2, aged 47 years, was insured with the L.I.C. under Policy No. 297170129 dated 28-11-2011. Proposal of the said insured was accepted by the L.I.C. and Policy No. 297170129 dated 28-11-2011 was issued to him towards insurance of his life. Unfortunately, Thakur Prasad Singh died on 10-09-2012.

3. On receipt of information about the death of Thakur Prasad Singh, along with the claim papers, the L.I.C. made enquiries in the matter, whereupon, it stood revealed that prior to submitting the proposal for Policy No