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2026 Supreme(Cal) 35

IN THE HIGH COURT AT CALCUTTA CIRCUIT BENCH JALPAIGURI
ANIRUDDHA ROY, J.
Tara Sharma and Others – Appellants
Versus
National Insurance Company Limited and Another – Respondents
FMA No. 41 of 2024
Decided On : 21-05-2026

Advocates Appeared:
For the Appellants : Rima Sarkar, Sidhi Sethia, Suparna Paul
For the Respondents: Supriya Singh, Susmita Ghosh

The age of a deceased for compensation calculation must be determined by objective medical records like post-mortem reports. Receipt of family pension does not legally disqualify survivors from claiming future prospects and standardized conventional damages, as such compensation must be calculated to ensure justice in motor accident cases.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 166 and 168 - Motor accident claim - Compensation - Determination of age - Use of science-based evidence over presumptions - Multiplier - Entitlement to future prospects and conventional heads. When conflicting evidence regarding the age of a deceased exists, the post-mortem report serves as a sacrosanct scientific record superior to tribunal-led assumptions. The legal heirs are entitled to future prospects and standardized conventional compensation regardless of the survivor’s receipt of pension. (Paras 23, 24, 26, 28)

Facts of the case:
The legal representatives of a deceased individual filed an appeal against the tribunal's award, challenging the calculation of compensation. The main dispute concerned the age of the deceased at the time of the accident, which the tribunal had determined through secondary evidence rather than medical records, resulting in an inadequate multiplier. Additionally, the tribunal denied claims for future prospects on the ground that the survivors were receiving a monthly family pension.

Findings of Court:
The court held that in the absence of conclusive or unimpeachable contrary evidence, the age declared in a medical report conducted shortly after death must be accepted as the definitive basis for calculations. Furthermore, the court clarified that family pension is a separate entitlement and does not supersede the legal right to compensation for future prospects or established conventional costs such as loss of estate and consortium.

Issues: The central issues were the authoritative method for determining the age of a deceased for multiplier application, and whether the receipt of family pension legally restricts the heirs' right to claim future prospects and full conventional compensation.

Ratio Decidendi: Scientific assessments of age by medical experts carry evidentiary primacy. Courts must strictly adhere to established legal guidelines to calculate just compensation, ensuring that factors like future prospects are calculated consistently to reflect the economic reality of the beneficiaries, irrespective of personal terminal benefits like pensions.

Result: Appeal allowed; the challenged lower court judgment was set aside, and the insurance entity was ordered to pay enhanced compensation with interest.

Table of Content
1. procedural history and factual background of the motor accident and initial claim (Para 1 , 2 , 3 , 4 , 5)
2. parties' contentions regarding computation of multiplier, future prospects, and conventional heads (Para 6 , 7 , 8 , 9 , 10 , 11 , 12 , 13)
3. evidentiary analysis emphasizing the pm report as scientific assessment over tribunal's presumptions (Para 14 , 15 , 16 , 17 , 18 , 19 , 20 , 21 , 22 , 23)
4. mandatory adherence to pranay sethi for multiplier, future prospects, and standardized conventional heads (Para 24 , 25 , 26 , 27 , 28 , 29)
5. final order granting enhanced compensation and interest for the claimants (Para 30 , 31 , 32 , 33 , 34 , 35)

JUDGMENT :

ANIRUDDHA ROY, J.

Facts:

1. An appeal, on board, for final disposal.

2. This is an appeal filed by legal heirs of the deceased insured from the impugned judgment and order dated December 10, 2019 passed by the jurisdictional Motor Accident Claim Tribunal under the provisions of the Motor Vehicles Act, 1988 (hereinafter, MVA).

3. The inescapable facts are only stated. The appellants are the legal heirs of the deceased insured, namely, Durga Prasad Sharma @ Bhattarai since deceased (hereinafter, the deceased). The first appellant is the widow of the deceased. The deceased was a primary school teacher and working under Human Resources Department, Government of Sikkim. He died on October 18, 2013, out of a motor accident. The deceased was insured with the respondent insurance company. Since the death was unnatural, post-mortem had taken place in usual course and the post- mortem report dated October 19, 2013, (hereinafter, P.M. report) is at page 42 of the appeal paper book. The P.M. report records that as on the date of death the deceased was 50 years of age.

4. The appellants then applied under Section 166 of MVA before the jurisdictional tribunal claiming compensation as mentioned in serial no. 22 of the claim petition, at page 1 of the paper book. The claim petition, upon holding the necessary witness action of the respective witnesses, had been disposed of under the said impugned judgment dated December 10, 2019, at page 25 of the paper book (hereinafter, the impugned judgment). The impugned judgment shows issues were framed by the tribunal and the decision was rendered with reasons. The operative part of the impugned judgment shows that compensation was awarded for a sum of Rs.6,00,540/- (at page 31 of the paper book). The direction for payment was also there along with interest. The relevant finding and observation of the tribunal is quoted below:

“ISSUE NO.1 TO 8 All these issues have been taken up simultaneously for the sake of discussion and to avoid repetation at the time of discussion.

On perusal of record I find that the Claimants examined as many as three witnesses in this case. P.W.1 Tara Sharma who is the Claimant No.1 and wife of deceased almost corroborated the claim petition. It is true that no vehicle number has been given in FIR but from the charge sheet which has been submitted in FIR No. 530 dated 19.10.2013 the vehicle no. WB- 02F-3990 is involved, which is subject matter of this case. I also find that in the said accident on that date this deceased Durga Prasad Sharma @ Bhattarai got injury and later died. From the evidence of P.W.3 who claimed himself as eye witness and his name has been reflected in charge sheet as witness stated before this Court that he saw the accident in question in which offending car being no. WB-02F-3990 dashed the motorcycle in question from its behind on which this deceased was coming. The said charge sheet has been marked Exhibit-8 in this case. I also find from record that contrary has not been proved in this case that this P.W.3 was not the eye witness at that time. When I perused Exhibit-1 i.e. Voter Identity Card of Durga Prasad Sharma I find that his age was written as 44 years in the year 2009 and when 1 calculate his age on the date of accident then it will come to 48 years. Whereas it has been claim

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