JUDGMENT :

(Sandeep Mehta, J.)

1. This appeal under Section 67 of the Consumer Protection Act, 2019 (hereinafter being referred to as ‘Act of 2019’) has been preferred by the appellant herein for assailing final order dated 24th August, 2022 rendered by National Consumer Disputes Redressal Commission (hereinafter being referred to as ‘National Commission’), rejecting the Consumer Case No. 754 of 2015 filed by M/s. Kozyflex Mattresses Private Limited(hereinafter being referred to as the ‘insured-appellant’) praying for a direction to the SBI General Insurance Company(hereinafter being referred to as the ‘insurer-respondent’) to indemnify it for the loss caused by fire in the insured premises being the manufacturing unit of the insured-appellant company situated at Sy. No.-41-25, village Poosapatirega, Mandal and District Vizianagaram.

2. Brief facts essential for adjudication of the present civil appeal are noted hereinbelow.

3. The insured-appellant herein being a Private Limited Company registered under the Companies Act, 1956 is engaged in the business of manufacture and sale of coir foam mattresses, pillows, cushions and other coir by-products. The manufacturing unit of the insure