ORDER :

This Writ Petition is filed under Article 226 of the Constitution of India for the following relief:-

"To issue an appropriate Writ, Order or direction more particularly one in the nature of Writ of Mandamus to declare that the Certificate issued by the respondents 2 & 3 under Section 71(1) of the APCS Act 1964 in case No.702/23-24 dated 22.08.2023 for an amount of Rs.27,25,923/-, as illegal, arbitrary and beyond the power and without authority, jurisdiction, contrary to principles of Natural Justice, violative of Fundamental Rights guaranteed under Article 14 of the Constitution of India and contrary to provisions and procedure contemplated under Andhra Pradesh Cooperative Societies Act, 1964 and rules framed thereunder and set aside the same and pass such other orders."

2. The unnecessary details are shorn off:

At the outset, it is the case of the petitioner that he has availed a long term housing loan of Rs.25,00,000/- from the 4th respondent-The Krishna District Co-operative Central Bank Limited (hereinafter called, ‘the bank’) on 19.02.2019 by mortgaging the ground floor of his house, which is repayable in 20 years and due date is 19.02.2039 in 240 monthly equal instalment