ORDER :

1. The petitioner has filed the instant writ petition under Article 226 of the Constitution of India challenging the First Information Report registered against her by the police station Raipur Kotwali being Crime No. 0071/2021 on 17.3.2021 for commission of offence punishable under Section 420 of IPC.

2. The brief facts, as projected by the petitioner, are that the petitioner is the owner of the house No. 41/160 constructed over the land bearing Khasra No. 870 (part) ad-measuring area 2300 sq. ft. situated at Patwari Halka No. 106A/46, RI Circle Raipur, Maulana Abdul Rauf Ward No. 41, Baijnathpara, Raipur, which she has purchased from its erstwhile owner – Smt. Ahmadi Mustak vide registered sale deed dated 24.09.2014 for valuable consideration of Rs. 73,00,000/-.

3. The petitioner has entered into an agreement on 07.06.2017 with respondent No. 3 – Sarik Memon. The relevant terms of the agreement (Annexure P-3) are extracted below:-

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01- ;g fd i{kdkj dzekad ,d ls ge o LokfeRo dh vkcknh Hkwfe fufeZr Hkwfe e; edku tks okds ekStk jk;iqj [kkl cStukFk ikjk ekSykuk vCnqy jmQ okMZ dzekad 41 i-g-ua- 106] v&46] jk-fu-eajk; iqj rglhy o ftyk jk;iqj ¼N-x-½ esa fLFkr gS A ftldk vkcknh [kljk uacj 870 dk Hkkx uxj ikfydk fuxe uacj 41@160&161 jdck 2300 oxZQqV ftlesa 1600 esa dPpk dosyh iksl [kijSy okyk yxHkx 50 o"kZ ls vf/kd iqjkuk jgoklh edku gS vkSj 700 oxZQqV esa [kqyk vkaxu gS A
02- ;g fd mijksDr Hkwfe ,oa edku dks fodz; djus dk lkSnk 80]00]000@& :i;s ¼v{kjh vLlh yk[k :i,½ esa lkSnk r; fd;k x;k gS ftlesa dzsrk }kjk fodzsrk ds [kkrs vkbZlhvkbZlhvkbZ cSad [kkrk dzekad 134701504545 esa vkj-Vh-th-,l- fd;k x;k ftldh izkfIr dh vfHkLohd`fr fodzsrk ds }kjk dh tkuh gSA
03- ;g fd] fodzsrk }kjk fdlh dkj.kol lkSnk fujLr fd;k tkrk gS rks fodzsrk dzsrk ds [kkrs esa 40]00]000@& :i;s ¼v{kjh pkyhl yk[k :i,½ ,oa gjtkuk ds :i esa :i;s 10]00]000@& ¼v{kjh nl yk[k :i;s½ dqy 50]00]000@& ¼v{kjh ipkl yk[k :i;s½ tek dj ds lkSns dks lekIr dj ldrk gS ftlesa nksuksa i{kdkj iw.kZ:i ls lger gSaA jde tek djus mijkar lkSnk Loeso lekIr gks tk;sxkA
04- ;g fd] izFke i{kdkj fodzsrk dk eSaXek gkmflax Qk;usal ls mDr Hkwfe edku ds fy;s 40]00]000@& :i;s ¼v{kjh pkyhl yk[k :i,½ dk yksu fy;k x;k Fkk ftldh fd'r fujarj tek dh tk jgh gS ,oa mDr edku dks eSXek gkmflax Qk;usal ls mudh jkf'k tek djkdj dzsrk ds i{k esa nks ekg mijakr iSls okil ugh djus dh fLFkfr esa 40]00]000@& :i;s ¼v{kjh pkyhl yk[k :i,½ izkIr dj jftLVªh dh dk;Zokgh dh tk;sxh A
05- ;g fd] fodzsrk }kjk leLr nLrkost iznku djus ij jftLVªh dh dk;Zokgh djrs le; dzsrk ls 'ks"k jkf'k 40]00]000@& :i;s ¼v{kjh pkyhl yk[k :i,½ izkIr djus dk vf/kdkj gksxkA

4. Learned counsel appearing for the petitioner would submit that the petitioner has obtained loan of Rs. 39,65,617/- from Magma Housing Finance Ltd., Raipur. The said loan is payable in 20 years by making payment of installment of Rs.46,864/-per month, and in case the petitioner fails to repay the loan amount, the Finance Company may proceed against her as per the Secularization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (in short “SARFAESI Act”). He would further submit that due to ongoing Covid-19 pandemic situation, the financial position of the petitioner is deteriorating, therefore, under such circumstances she has approached Sarik Memon, respondent No. 3 and entered into an agreement to sell the house for an amount of Rs. 80 Lacs and out of which an amount of Rs. 40,00,000/- has been paid to her through RTGS. It has been further contended that Rs. 40 Lacs obtained by the petitioner from respondent No. 3 has been utilized by her for unburdening herself from further financial liability to secure the possession of the said house. It has been further contended that the petitioner has come to know through her husband that respondent No. 3 carries on the business of financing and since the petitioner and respondent No. 3 both belong to same community, the petitioner's husband has believed on the impression given by respondent No. 3