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SUBHASH CHANDRA, BHARATKUMAR PANDYA
Punjab National Bank (Erstwhile United Bank of India) – Appellant
Versus
Saheb Lal Bhardwaj – Respondent


Advocates:
Counsel for the Parties:
For the Petitioner:Mr. S.S. Lingwal, Advocate
For the Respondent Nos.1 and 2:Mr. Shobhit Mishra, Advocate along with Mr. Sudhir Bharadwaj – In person
For the Respondent Nos.3 to 5: None

ORDER

Subhash Chandra, Presiding Member—This revision petition under section 21 (b) of the Consumer Protection Act, 1986 (in short, the “Act’) assails the order dated 11.08.2017 in First Appeal No. 664 of 2016 of the State Consumer Disputes Redressal Commission, Pandri, Raipur (in short, the ‘State Commission’) arising from the order dated 23.09.2016 of the District Consumer Disputes Redressal Forum, Bilaspur (in short, the ‘District Forum’) in Consumer Complaint no. 85 of 2014. The State Commission’s order upholds the order of the District Forum allowing the complaint of the respondent/complainant. This order will also dispose of Revision Petition No. 3519 of 2017 which arises from the same set of facts and has the same grievance. For the sake of convenience, the facts are taken from RP 3518 of 2017.

2. The brief conspectus of facts, as per the petitioner/opposite party, are that the petitioner sanctioned a loan of Rs 19,00,000/- to respondents 1 and 2 under the United Housing Loan Scheme on 20.10.2010 based on their application for the stated purpose of purchase of land and construction of a house. Disbursements were made in tranches to the Savings Bank account of the respondents

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