ORDER

Sudip Ahluwalia, Presiding Member—The present Revision Petition under Section 21(b) of Consumer Protection Act, 1986 (hereinafter referred to as “Act”) has been filed by Sugandha Singh (hereinafter referred to as “Petitioner/Complainant”) against the impugned Order dated 28.03.2018 passed by the State Consumer Disputes Redressal Commission, Uttar Pradesh (hereinafter referred to as “State Commission”) in First Appeal No. 3040 of 2016, vide which the Appeal filed by the Petitioner herein was dismissed.

2. Brief facts of the case as per the Complaint are that husband of the Petitioner, Sh. Rajeev Kumar, was working as Engineer with TV18 Broadcast Limited in Noida. Unfortunately, the husband of the Petitioner passed away on 21.04.2013 due to sudden heart attack. He had taken “Home Suraksha Plus Policy” bearing No. 00009307000100 for an amount of ?22,426/- on 12.10.2009 which was valid up to 11.10.2014 for a period of 5 years from HDFC Ergo GIC Ltd. (hereinafter referred to as “Respondent No. 1/Insurer”). There was no medical check-up required at the time of purchasing the Policy and this fact has also been mentioned in the Policy booklet. The HDFC Ltd. (hereinafter referred to a