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2025 Supreme(MP) 610

IN THE HIGH COURT OF MADHYA PRADESH AT INDORE
PREM NARAYAN SINGH, J.
Ranjeet Singh – Appellant
Versus
Radheshyam and Others – Respondents
Second Appeal No. 2114 of 2023
Decided On : 11-03-2025

Advocates Appeared:
For the Appellant : Shashi Kant Chourasia
For the Respondents: Nilesh Sharma, Vinita Dwivedi

The mortgagor's rights to reclaim land are automatic after six years under invalidated usufructuary mortgage agreements lacking specified terms, as per relevant statute provisions.

Headnote:(A) Civil Procedure Code, 1908 - Section 100 - Madhya Pradesh Land Revenue Code, 1959 - Section 165(2)(b) - Second appeal regarding usufructuary mortgage - The trial court found the mortgage deed to have been automatically redeemed after six years, allowing the plaintiff to reclaim possession of the land - The mortgage deed executed in 1998 lacked a time limitation, thus becoming invalid - Court affirmed that the findings of the appellate court were correct and grounded in law, resulting in no substantial question of law arising for review. (Paras 15-17)

(B) Appeals - Jurisdiction of appellate court in civil proceedings - The High Court generally cannot reassess factual determinations made by lower courts unless there are substantial errors of law or procedural missteps. (Paras 12, 13)

Facts of the case:
The respondent/plaintiff sought to reclaim mortgaged land, asserting full repayment of the loan. The appellant/defendant claimed that interest was still owed, leading to a series of civil proceedings after forceful crop harvesting by the appellant.

Findings of Court:
The appellate court ruled in favor of the respondent, reinforcing possession rights based on the extinguishment of the mortgage by operation of law after the stipulated period.

Issues: The main issues centered on the validity and term of the usufructuary mortgage, and the rights of possession after the loan was claimed to be repaid.

Ratio Decidendi: The court clarified that the absence of a time limit in the mortgage deed invalidated the agreement beyond six years, which automatically redeemed the mortgage.

Result: Second appeal dismissed.

Table of Content
1. overview of the factual background regarding mortgage and possession claims. (Para 2 , 3 , 4 , 5)
2. arguments presented by both parties regarding judgment errors. (Para 9)
3. court's analysis of legal provisions regarding mortgage and possession. (Para 10 , 11 , 12 , 13 , 14 , 15 , 16)
4. final decision to dismiss the second appeal. (Para 17)

JUDGMENT :

PREM NARAYAN SINGH, J.

1. With consent of both the parties, the appeal is heard at motion stage.

2. This Second appeal under Section 100 of CIVIL PROCEDURE CODE , 1908 (for brevity, CPC ) has been filed by the appellant against the judgment and decree dated 24.07.2023 passed by District Judge, Depalpur, District Indore in Civil Suit No. RCA Nos.81/2021 and 85/2021 whereby the learned trial Court allowed the respondent no.1/plaintiff's appeal (RCA/85/2021), thereby declaring the usufructuary mortgage as redeemed and dismissed the appeal (RCA/81/2021) presented by the appellant/defendant, further ordered the appellants to vacate the suit land within two months.

3. The respondent no.1/plaintiff claims that in the year 2000, he had taken loan from the appellant/defendant on two occasions and after paying the entire amount taken, he asked for handing over the possession of the land. On this, the appellant/defendant refused to give the respondent no.1/plaintiff the possession of the land by telling that the amount of interest was still pending from the loan amount and taking advantage of the respondent no.1/plaintiff 's illiteracy, appellant/defendant made all calculations. On 29.08.2000, while executing a new agreement, respondent no.1/plaintiff assured the appellant/defendant to hand over the mortgaged land after getting the entire amount mentioned in the agreement, from the produce of the land and accordingly, after the complete calculation, appellant/defendant handed over the ownership of the land to the respondent no.1/plaintiff in the year 2009, on which the respondent no.1/plaintiff sowed soybean crop, but appellant/defendant threatened the respondent no.1/plaintiff and forcefully harvested the crop, regarding which the respondent no.1/plaintiff filed a First Information Report (Article 1) at Depalpur Police Station on 29.09.2009.

4. On that basis, an FIR was lodged and a case was registered before the Sub-Divisional Magistrate under Section 145 of Cr.P.C, further in Civil Suit, the respondent no.1/plaintiff claimed that he has repaid the entire loan amount taken from appellant/defendant and if any interest is due on the respondent no.1/plaintiff then appellant/defendant has recovered it from the produce of the disputed land. As a result, the respondent no.1/plaintiff has requested for declaratory relief to the effect that he has been freed from the loan taken from appellant/defendant and he is entitled to get the possession of the disputed land from respondent no.1/plaintiff and has also requested to issue a permanent injunction against appellant/defendant. In proceedings under of Cr.P.C, the Sub-Divisional Magistrate passed an order on 25.05.2010, declaring appellant/defendant as the possessor of the disputed land and respondent no. 1/plaintiff owes Rs. 1,94,000/- and interest. Further it was held that due to continuous possession as sub-sharee for 03 years from 07.05.1999, appellant/defendant has become the owner of the disputed land by becoming the permanent tenant cultivator ¼ekS:"kh dk'rdkj½. Consequently, by way of counter claim, respondent no.1/plaintiff has prayed for the relief of declaring himself as the permanent tenant cultivator ¼ekS:"kh dk'rdkj½ of the disputed land and issuing a permanent injunction against the appellant/defendant for not interfering in his possession over the suit land.

5. The respondent no.1/plaintiff has denied all the averments of the counter claim and has replied to the effect that the Sub-Divisional Officer has acknowledged the possession of the appellant/defendant on the suit land on the basis of a false agreement. The re

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