ORDER :

(P. Naveen Rao, J.)

1. Heard learned senior counsel Sri S.Ravi appearing for Sri V.Murali Manohar for petitioner (the borrower), and learned senior counsel Sri M.Narender Reddy appearing for Sri M.Srikanth Reddy for respondent-SBI (the bank) in W.P.No.21511 of 2020; learned senior counsel Sri Vivek Reddy appearing for Sri Manoj Reddy Keshi Reddy for petitioner (the auction purchaser), learned senior counsel M.Narender Reddy appearing for Sri M.Srikanth Reddy for respondent No.1 (the bank) and learned senior counsel Sri S.Ravi appearing for Sri V.Murali Manohar for respondent no.2 (the borrower) in W.P.No.13330 of 2021.

2. These two Writ Petitions concerns various measures taken by the State Bank of India to recover the loan amount from the borrower. As the Bank, the borrower and the auction purchaser are same, both Writ Petitions are heard together and decided by common order. For convenience, parties are referred to as borrower, the Bank and the auction purchaser respectively. The borrower is petitioner in W.P.No.21511 of 2020 and the auction purchaser is petitioner in W.P.No.13330 of 2021.

3. Borrower availed Rs.3.40 crores from the Bank. Borrower defaulted in repayment o