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2024 Supreme(SC) 332

B. V. NAGARATHNA, AUGUSTINE GEORGE MASIH
Mahakali Sujatha – Appellant
Versus
Branch Manager, Future Generali India Life Insurance Company Limited – Respondent


Advocates appeared:
For the Appellant(s) : Mr. Venkateswara Rao Anumolu, AOR Mr. Sunny Kumar, Adv. Mr. Raushan Kumar, Adv.
For the Respondent(s): Mr. Nishant Sharma, Adv. Mr. V. Balaji, Adv. Mr. Rakesh K. Sharma, AOR

JUDGMENT :

B.V. NAGARATHNA, J.

1. The present civil appeal has been filed by the complainant, who is the daughter of the insured-deceased Sri Siriveri Venkateswarlu, who is also the nominee under the subject life insurance policies of her late father. The appellant is assailing the order dated 22.07.2019 passed by the National Consumer Disputes Redressal Commission, New Delhi (hereinafter referred to as “NCDRC”) in Revision Petition No. 1268 of 2019.

2. By the impugned order, the NCDRC has allowed the revision petition filed by the respondent-opposite party, thereby setting aside the orders passed by the District Consumer Forum and the State Consumer Forum and sustaining the repudiation of the complainant’s claim by the opposite party insurer-company.

3. The brief facts giving rise to the present appeal are as follows:

    3.1. For the sake of convenience, the parties shall be referred to as complainant and opposite party.

    3.2. Late Sri Siriveri Venkateswarlu, father of the complainant, obtained two insurance policies from the opposite party - one on 05.05.2009, for a sum of Rs. 4,50,000/- and the other on 22.03.2010, for a sum of Rs. 4,80,000/-. Under the said two policies, in the event of

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