State Bank of India VS Jarnail Singh

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

R. K. AGRAWAL
State Bank of India – Appellant
Versus
Jarnail Singh – Respondent

Advocates:
Counsel for the Parties:
For the Petitioner:Mr. Amit Chawla, Advocate
For the Respondents:Dr. Simmi K. Ratan, Daughter of R-1 (In Person), Mr. Saurav Bajaj, Advocate for R-2, Mr. Manas Arora, Advocate for R-3

ORDER

R.K. Agrawal, J., President—The present Revision Petition has been filed by State Bank of India (hereinafter referred to as “the Petitioner Bank”), challenging the Order dated 15.09.2022, passed by the Delhi State Consumer Disputes Redressal Commission, New Delhi (hereinafter referred to as “the State Commission”) in First Appeal No. 83 of 2018. Whereby, the State Commission has concurred with the finding of the District Consumer Disputes Redressal Forum-II, Udyog Sadan, C-22 & 23, Qutub Institutional Area, New Delhi (hereinafter referred to as “the District Forum”) and dismissed the First Appeal. However, reduced the penal interest awarded by the District Forum in case the Petitioner Bank fails to refund the amount within 60 days from 9% per annum to 6% per annum.

2. The facts giving rise to the present Revision Petition are that the Complainant/ Respondent No.1 herein is having a Saving Bank Account (Pension) No. 10679599109 with the Petitioner Bank. He had also obtained the ATM (Debit) Card (ATM Card No. 6220180681200046040) with SMS alert facility. On 22.09.2015, the Complainant had withdrawn an amount of Rs.10,000/- at about 12.30 p.m. from the ATM of Punjab National Ban